ACI Worldwide (ACIW) vs Clear Secure (YOU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Clear Secure (YOU) has outperformed ACI Worldwide (ACIW) over the past year, gaining 37.8% versus a loss of 3.9%. Over five years, ACIW leads with a +62.3% price change compared with +5.5% for YOU. ACI Worldwide is the larger company by market cap ($5.09 billion vs $4.45 billion), about 1.1 times the size, while Clear Secure is growing revenue faster (+16.9% vs +10.4%).
On valuation, ACI Worldwide trades at a lower forward P/E (13.0x vs 16.6x for Clear Secure). Clear Secure pays a dividend yielding 1.27%, while ACI Worldwide does not currently pay one. ACI Worldwide converts more of its revenue into profit, with a net margin of 12.9% versus 12.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACIW | YOU |
|---|---|---|
| Share price | $50.42 | $43.25 |
| Market cap | $5.09B | $4.45B |
| 1-day change | -0.45% | +1.57% |
| YTD return | +5.94% | +21.38% |
| 1-year return | -3.87% | +37.80% |
| 5-year return | +62.34% | +5.53% |
| P/E ratio (TTM) | 23.02 | 29.03 |
| Forward P/E | 12.96 | 16.60 |
| EPS (TTM) | $2.19 | $1.49 |
| Dividend yield | 0.00% | 1.27% |
| Annual dividend | $0.00 | $0.55 |
| Revenue (latest FY) | $1.76B | $900.78M |
| Revenue growth (YoY) | +10.38% | +16.91% |
| Net income (latest FY) | $226.66M | $109.17M |
| Gross margin | 48.99% | — |
| Operating margin | 18.75% | 20.70% |
| Net margin | 12.88% | 12.12% |
| 52-week high | $61.08 | $69.07 |
| 52-week low | $38.05 | $29.44 |
| Distance from 52-week high | -17.45% | -37.38% |
| Analyst consensus | none | none |
| Avg. price target upside | +33.54% | +37.97% |
| Average volume | 911.69K | 1.73M |
| Shares outstanding | 100.96M | 102.91M |
| Employees | 2,930 | 3,301 |
| Sector | Technology | Technology |
| Industry | Computer Software: Prepackaged Software | Computer Software: Prepackaged Software |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- YOU has outperformed ACIW by 41.7 percentage points over the past year.
- Clear Secure trades at a higher earnings multiple (29.0x vs 23.0x trailing P/E).
- Clear Secure offers a meaningfully higher dividend yield (1.27% vs 0.00%).
- Clear Secure grew revenue faster in its latest fiscal year (+16.91% vs +10.38%).
About ACI Worldwide
ACIW stock →ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide.
Technology · Computer Software: Prepackaged Software · 2,930 employees
About Clear Secure
YOU stock →Clear Secure, Inc. operates a secure identity platform under the CLEAR brand name primarily in the United States.
Technology · Computer Software: Prepackaged Software · 3,301 employees
ACIW vs YOU FAQ
Which is bigger, ACI Worldwide or Clear Secure?
ACI Worldwide (ACIW) is larger, with a market capitalization of $5.09B compared with $4.45B for Clear Secure (YOU).
Which stock has performed better over the past year, ACIW or YOU?
YOU returned +37.80% over the past 12 months, compared with -3.87% for ACIW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACIW or YOU?
ACIW has the lower trailing P/E at 23.0, versus 29.0 for YOU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, ACI Worldwide or Clear Secure?
Clear Secure pays a dividend yielding 1.27%, while ACI Worldwide does not currently pay a regular dividend.
Are ACI Worldwide and Clear Secure in the same industry?
Yes. Both are classified in the Computer Software: Prepackaged Software industry within the Technology sector.