ACNB (ACNB) vs River City Bank (RCBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
ACNB (ACNB) has outperformed River City Bank (RCBC) over the past year, gaining 42.7% versus a gain of 42.1%. Over five years, ACNB leads with a +124.5% price change compared with +96.4% for RCBC. River City Bank is the larger company by market cap ($769.4 million vs $633.5 million), about 1.2 times the size.
On valuation, ACNB trades at a lower forward P/E (10.9x vs 11.0x for River City Bank). ACNB offers the higher dividend yield (2.44% vs 0.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACNB | RCBC |
|---|---|---|
| Share price | $62.29 | $54.98 |
| Market cap | $633.48M | $769.44M |
| 1-day change | -1.42% | +0.51% |
| YTD return | +28.83% | +25.30% |
| 1-year return | +42.67% | +42.07% |
| 5-year return | +124.47% | +96.36% |
| P/E ratio (TTM) | 11.82 | 11.62 |
| Forward P/E | 10.94 | 11.04 |
| EPS (TTM) | $5.27 | $4.73 |
| Dividend yield | 2.44% | 0.35% |
| Annual dividend | $1.52 | $0.19 |
| 52-week high | $67.60 | $55.77 |
| 52-week low | $42.60 | $38.20 |
| Distance from 52-week high | -7.86% | -1.42% |
| Analyst consensus | none | buy |
| Avg. price target upside | +8.64% | +1.86% |
| Average volume | 71.02K | 60.12K |
| Shares outstanding | 10.17M | 13.99M |
| Employees | 501 | — |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ACNB offers a meaningfully higher dividend yield (2.44% vs 0.35%).
About ACNB
ACNB stock →ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards.
Finance · Major Banks · 501 employees
About River City Bank
RCBC stock →River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts.
Finance · Major Banks
ACNB vs RCBC FAQ
Which is bigger, ACNB or River City Bank?
River City Bank (RCBC) is larger, with a market capitalization of $769.44M compared with $633.48M for ACNB (ACNB).
Which stock has performed better over the past year, ACNB or RCBC?
ACNB returned +42.67% over the past 12 months, compared with +42.07% for RCBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACNB or RCBC?
RCBC has the lower trailing P/E at 11.6, versus 11.8 for ACNB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, ACNB or River City Bank?
ACNB has the higher yield at 2.44%, compared with 0.35% for River City Bank.
Are ACNB and River City Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.