Federal Agricultural Mortgage (AGM) vs Encore Capital Group (ECPG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Encore Capital Group (ECPG) has outperformed Federal Agricultural Mortgage (AGM) over the past year, gaining 139.9% versus a gain of 32.4%. Over five years, ECPG leads with a +94.1% price change compared with +76.6% for AGM. Federal Agricultural Mortgage is the larger company by market cap ($2.26 billion vs $2.11 billion), about 1.1 times the size.
On valuation, Encore Capital Group trades at a lower forward P/E (7.4x vs 9.0x for Federal Agricultural Mortgage). Federal Agricultural Mortgage pays a dividend yielding 2.97%, while Encore Capital Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AGM | ECPG |
|---|---|---|
| Share price | $208.58 | $99.27 |
| Market cap | $2.26B | $2.11B |
| 1-day change | -2.50% | +0.08% |
| YTD return | +18.80% | +82.64% |
| 1-year return | +32.40% | +139.89% |
| 5-year return | +76.61% | +94.07% |
| P/E ratio (TTM) | 11.41 | 7.54 |
| Forward P/E | 9.01 | 7.43 |
| EPS (TTM) | $18.28 | $13.17 |
| Dividend yield | 2.97% | 0.00% |
| Annual dividend | $6.20 | $0.00 |
| 52-week high | $248.29 | $104.98 |
| 52-week low | $136.57 | $39.95 |
| Distance from 52-week high | -15.99% | -5.44% |
| Analyst consensus | none | none |
| Avg. price target upside | +23.21% | +16.53% |
| Average volume | 113.26K | 343.78K |
| Shares outstanding | 9.32M | 21.21M |
| Employees | 212 | 7,350 |
| Sector | Finance | Finance |
| Industry | Finance Companies | Finance Companies |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ECPG has outperformed AGM by 107.5 percentage points over the past year.
- Federal Agricultural Mortgage trades at a higher earnings multiple (11.4x vs 7.5x trailing P/E).
- Federal Agricultural Mortgage offers a meaningfully higher dividend yield (2.97% vs 0.00%).
About Federal Agricultural Mortgage
AGM stock →Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments.
Finance · Finance Companies · 212 employees
About Encore Capital Group
ECPG stock →Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery.
Finance · Finance Companies · 7,350 employees
AGM vs ECPG FAQ
Which is bigger, Federal Agricultural Mortgage or Encore Capital Group?
Federal Agricultural Mortgage (AGM) is larger, with a market capitalization of $2.26B compared with $2.11B for Encore Capital Group (ECPG).
Which stock has performed better over the past year, AGM or ECPG?
ECPG returned +139.89% over the past 12 months, compared with +32.40% for AGM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AGM or ECPG?
ECPG has the lower trailing P/E at 7.5, versus 11.4 for AGM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Federal Agricultural Mortgage or Encore Capital Group?
Federal Agricultural Mortgage pays a dividend yielding 2.97%, while Encore Capital Group does not currently pay a regular dividend.
Are Federal Agricultural Mortgage and Encore Capital Group in the same industry?
Yes. Both are classified in the Finance Companies industry within the Finance sector.