Assured Guaranty (AGO) vs NMI (NMIH)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
NMI (NMIH) has outperformed Assured Guaranty (AGO) over the past year, gaining 12.8% versus a loss of 14.3%. Over five years, NMIH leads with a +64.7% price change compared with +33.8% for AGO. Assured Guaranty is the larger company by market cap ($3.11 billion vs $3.05 billion), about 1.0 times the size.
On valuation, NMI trades at a lower forward P/E (7.4x vs 10.0x for Assured Guaranty). Assured Guaranty pays a dividend yielding 2.04%, while NMI does not currently pay one. NMI converts more of its revenue into profit, with a net margin of 55.1% versus 45.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AGO | NMIH |
|---|---|---|
| Share price | $70.72 | $40.61 |
| Market cap | $3.11B | $3.05B |
| 1-day change | +2.29% | +2.71% |
| YTD return | -21.31% | -0.44% |
| 1-year return | -14.27% | +12.84% |
| 5-year return | +33.79% | +64.75% |
| P/E ratio (TTM) | 9.42 | 7.99 |
| Forward P/E | 10.05 | 7.36 |
| EPS (TTM) | $7.51 | $5.08 |
| Dividend yield | 2.04% | 0.00% |
| Annual dividend | $1.44 | $0.00 |
| Revenue (latest FY) | $1.11B | $706.44M |
| Revenue growth (YoY) | +27.29% | +8.52% |
| Net income (latest FY) | $503.00M | $388.93M |
| Net margin | 45.32% | 55.05% |
| 52-week high | $92.40 | $46.74 |
| 52-week low | $67.24 | $34.84 |
| Distance from 52-week high | -23.46% | -13.12% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +28.68% | +22.78% |
| Average volume | 418.88K | 564.87K |
| Shares outstanding | 43.98M | 75.22M |
| Employees | 367 | 225 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NMIH has outperformed AGO by 27.1 percentage points over the past year.
- Assured Guaranty offers a meaningfully higher dividend yield (2.04% vs 0.00%).
- NMI is more profitable, keeping 55.1 cents of every revenue dollar as net income versus 45.3 cents for Assured Guaranty.
- Assured Guaranty grew revenue faster in its latest fiscal year (+27.29% vs +8.52%).
About Assured Guaranty
AGO stock →Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments.
Finance · Property-Casualty Insurers · 367 employees
About NMI
NMIH stock →NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators.
Finance · Property-Casualty Insurers · 225 employees
AGO vs NMIH FAQ
Which is bigger, Assured Guaranty or NMI?
Assured Guaranty (AGO) is larger, with a market capitalization of $3.11B compared with $3.05B for NMI (NMIH).
Which stock has performed better over the past year, AGO or NMIH?
NMIH returned +12.84% over the past 12 months, compared with -14.27% for AGO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AGO or NMIH?
NMIH has the lower trailing P/E at 8.0, versus 9.4 for AGO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Assured Guaranty or NMI?
Assured Guaranty pays a dividend yielding 2.04%, while NMI does not currently pay a regular dividend.
Are Assured Guaranty and NMI in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.