Arthur J. Gallagher (AJG) vs Neptune Insurance (NP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Neptune Insurance (NP) has outperformed Arthur J. Gallagher (AJG) over the past year, gaining 4.9% versus a loss of 23.7%. Arthur J. Gallagher is the larger company by market cap ($60.00 billion vs $3.90 billion), about 15.4 times the size, while Neptune Insurance is growing revenue faster (+33.7% vs +20.7%). On valuation, Arthur J. Gallagher trades at a lower forward P/E (15.8x vs 42.1x for Neptune Insurance).
Arthur J. Gallagher pays a dividend yielding 1.15%, while Neptune Insurance does not currently pay one. Neptune Insurance converts more of its revenue into profit, with a net margin of 23.4% versus 10.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AJG | NP |
|---|---|---|
| Share price | $234.05 | $28.44 |
| Market cap | $60.00B | $3.90B |
| 1-day change | +3.06% | +2.08% |
| YTD return | -9.56% | -2.47% |
| 1-year return | -23.75% | +4.94% |
| 5-year return | +43.69% | — |
| P/E ratio (TTM) | 38.81 | 123.65 |
| Forward P/E | 15.81 | 42.09 |
| EPS (TTM) | $6.03 | $0.23 |
| Dividend yield | 1.15% | 0.00% |
| Annual dividend | $2.70 | $0.00 |
| Revenue (latest FY) | $13.94B | $159.55M |
| Revenue growth (YoY) | +20.66% | +33.74% |
| Net income (latest FY) | $1.49B | $37.41M |
| Operating margin | — | 44.47% |
| Net margin | 10.72% | 23.45% |
| 52-week high | $305.74 | $35.15 |
| 52-week low | $190.75 | $14.78 |
| Distance from 52-week high | -23.45% | -19.09% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +21.41% | +20.64% |
| Average volume | 1.40M | 575.11K |
| Shares outstanding | 256.34M | 93.80M |
| Employees | 67,456 | 62 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Arthur J. Gallagher is about 15.4 times larger than Neptune Insurance by market value ($60.00B vs $3.90B).
- NP has outperformed AJG by 28.7 percentage points over the past year.
- Neptune Insurance trades at a higher earnings multiple (123.7x vs 38.8x trailing P/E).
- Arthur J. Gallagher offers a meaningfully higher dividend yield (1.15% vs 0.00%).
- Neptune Insurance is more profitable, keeping 23.4 cents of every revenue dollar as net income versus 10.7 cents for Arthur J. Gallagher.
- Neptune Insurance grew revenue faster in its latest fiscal year (+33.74% vs +20.66%).
About Arthur J. Gallagher
AJG stock →Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide.
Finance · Specialty Insurers · 67,456 employees
About Neptune Insurance
NP stock →Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies.
Finance · Specialty Insurers · 62 employees
AJG vs NP FAQ
Which is bigger, Arthur J. Gallagher or Neptune Insurance?
Arthur J. Gallagher (AJG) is larger, with a market capitalization of $60.00B compared with $3.90B for Neptune Insurance (NP).
Which stock has performed better over the past year, AJG or NP?
NP returned +4.94% over the past 12 months, compared with -23.75% for AJG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AJG or NP?
AJG has the lower trailing P/E at 38.8, versus 123.7 for NP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Arthur J. Gallagher or Neptune Insurance?
Arthur J. Gallagher pays a dividend yielding 1.15%, while Neptune Insurance does not currently pay a regular dividend.
Are Arthur J. Gallagher and Neptune Insurance in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.