MetaCap

Amalgamated Financial (AMAL) vs HBT Financial (HBT)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Amalgamated Financial (AMAL) has outperformed HBT Financial (HBT) over the past year, gaining 73.2% versus a gain of 44.7%. Over five years, AMAL leads with a +173.5% price change compared with +108.1% for HBT. Amalgamated Financial is the larger company by market cap ($1.40 billion vs $1.28 billion), about 1.1 times the size.

On valuation, Amalgamated Financial trades at a lower forward P/E (10.1x vs 10.2x for HBT Financial). HBT Financial offers the higher dividend yield (2.50% vs 1.39%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AMAL+73.20%HBT+44.67%
+92%+40%-12%
Oct 8, 20251 yearOct 8, 2026
AMAL+183.19%HBT+116.78%
+218%+96%-25%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AMAL versus HBT key metrics
MetricAMALHBT
Share price$46.81$35.14
Market cap$1.40B$1.28B
1-day change-0.78%-1.11%
YTD return+47.30%+37.45%
1-year return+73.20%+44.67%
5-year return+173.51%+108.14%
P/E ratio (TTM)12.4814.95
Forward P/E10.0910.15
EPS (TTM)$3.75$2.35
Dividend yield1.39%2.50%
Annual dividend$0.65$0.88
52-week high$51.59$37.51
52-week low$25.13$22.36
Distance from 52-week high-9.27%-6.33%
Analyst consensusnonebuy
Avg. price target upside+15.36%+14.42%
Average volume211.54K135.07K
Shares outstanding29.90M36.37M
Employees450826
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • AMAL has outperformed HBT by 28.5 percentage points over the past year.
  • HBT Financial offers a meaningfully higher dividend yield (2.50% vs 1.39%).

About Amalgamated Financial

AMAL stock →

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States.

Finance · Major Banks · 450 employees

About HBT Financial

HBT stock →

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa.

Finance · Major Banks · 826 employees

AMAL vs HBT FAQ

Which is bigger, Amalgamated Financial or HBT Financial?

Amalgamated Financial (AMAL) is larger, with a market capitalization of $1.40B compared with $1.28B for HBT Financial (HBT).

Which stock has performed better over the past year, AMAL or HBT?

AMAL returned +73.20% over the past 12 months, compared with +44.67% for HBT (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AMAL or HBT?

AMAL has the lower trailing P/E at 12.5, versus 15.0 for HBT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Amalgamated Financial or HBT Financial?

HBT Financial has the higher yield at 2.50%, compared with 1.39% for Amalgamated Financial.

Are Amalgamated Financial and HBT Financial in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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