Atlanticus (ATLC) vs Navient (NAVI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Atlanticus (ATLC) has outperformed Navient (NAVI) over the past year, gaining 65.7% versus a loss of 25.5%. Over five years, ATLC leads with a +47.3% price change compared with -53.6% for NAVI. Atlanticus is the larger company by market cap ($1.39 billion vs $869.4 million), about 1.6 times the size.
On valuation, Atlanticus trades at a lower forward P/E (6.7x vs 9.5x for Navient). Navient pays a dividend yielding 6.90%, while Atlanticus does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLC | NAVI |
|---|---|---|
| Share price | $91.75 | $9.27 |
| Market cap | $1.39B | $869.38M |
| 1-day change | -3.05% | +2.54% |
| YTD return | +37.04% | -28.69% |
| 1-year return | +65.70% | -25.48% |
| 5-year return | +47.27% | -53.60% |
| P/E ratio (TTM) | 11.92 | — |
| Forward P/E | 6.75 | 9.53 |
| EPS (TTM) | $7.70 | $-0.49 |
| Dividend yield | 0.00% | 6.90% |
| Annual dividend | $0.00 | $0.64 |
| 52-week high | $114.34 | $13.48 |
| 52-week low | $47.50 | $7.33 |
| Distance from 52-week high | -19.76% | -31.23% |
| Analyst consensus | strong_buy | hold |
| Avg. price target upside | +42.34% | -3.67% |
| Average volume | 142.40K | 1.23M |
| Shares outstanding | 15.17M | 93.78M |
| Employees | 576 | 670 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Investment Bankers/Brokers/Service |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ATLC has outperformed NAVI by 91.2 percentage points over the past year.
- Navient offers a meaningfully higher dividend yield (6.90% vs 0.00%).
About Atlanticus
ATLC stock →Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.
Finance · Finance: Consumer Services · 576 employees
About Navient
NAVI stock →Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending.
Finance · Investment Bankers/Brokers/Service · 670 employees
ATLC vs NAVI FAQ
Which is bigger, Atlanticus or Navient?
Atlanticus (ATLC) is larger, with a market capitalization of $1.39B compared with $869.38M for Navient (NAVI).
Which stock has performed better over the past year, ATLC or NAVI?
ATLC returned +65.70% over the past 12 months, compared with -25.48% for NAVI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Atlanticus or Navient?
Navient pays a dividend yielding 6.90%, while Atlanticus does not currently pay a regular dividend.
Are Atlanticus and Navient in the same industry?
Both are in the Finance sector, but in different industries: Finance: Consumer Services for Atlanticus and Investment Bankers/Brokers/Service for Navient.