Atlanticus (ATLC) vs PRA Group (PRAA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Atlanticus (ATLC) has outperformed PRA Group (PRAA) over the past year, gaining 65.7% versus a gain of 45.8%. Over five years, ATLC leads with a +47.3% price change compared with -52.7% for PRAA. Atlanticus is the larger company by market cap ($1.40 billion vs $757.1 million), about 1.8 times the size.
On valuation, Atlanticus trades at a lower forward P/E (6.8x vs 7.7x for PRA Group).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLC | PRAA |
|---|---|---|
| Share price | $92.01 | $20.11 |
| Market cap | $1.40B | $757.10M |
| 1-day change | +0.28% | -1.03% |
| YTD return | +37.04% | +14.87% |
| 1-year return | +65.70% | +45.77% |
| 5-year return | +47.27% | -52.71% |
| P/E ratio (TTM) | 11.95 | — |
| Forward P/E | 6.77 | 7.73 |
| EPS (TTM) | $7.70 | $-6.78 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $114.34 | $22.55 |
| 52-week low | $47.50 | $10.25 |
| Distance from 52-week high | -19.53% | -10.82% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +41.94% | +29.29% |
| Average volume | 142.40K | 409.62K |
| Shares outstanding | 15.17M | 37.65M |
| Employees | 576 | 2,417 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance Companies |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ATLC has outperformed PRAA by 19.9 percentage points over the past year.
About Atlanticus
ATLC stock →Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.
Finance · Finance: Consumer Services · 576 employees
About PRA Group
PRAA stock →PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed.
Finance · Finance Companies · 2,417 employees
ATLC vs PRAA FAQ
Which is bigger, Atlanticus or PRA Group?
Atlanticus (ATLC) is larger, with a market capitalization of $1.40B compared with $757.10M for PRA Group (PRAA).
Which stock has performed better over the past year, ATLC or PRAA?
ATLC returned +65.70% over the past 12 months, compared with +45.77% for PRAA (price return, excluding dividends). Past performance does not predict future results.
Are Atlanticus and PRA Group in the same industry?
Both are in the Finance sector, but in different industries: Finance: Consumer Services for Atlanticus and Finance Companies for PRA Group.