MetaCap

BayFirst Financial (BAFN) vs MainStreet Bancshares (MNSB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

MainStreet Bancshares (MNSB) has outperformed BayFirst Financial (BAFN) over the past year, gaining 26.6% versus a loss of 33.4%. Over five years, MNSB leads with a +2.0% price change compared with -77.1% for BAFN. BayFirst Financial is the larger company by market cap ($181.2 million vs $177.5 million), about 1.0 times the size.

MainStreet Bancshares pays a dividend yielding 1.61%, while BayFirst Financial does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BAFN-33.40%MNSB+26.63%
+34%-12%-59%
Oct 8, 20251 yearOct 8, 2026
BAFN-76.91%MNSB+2.98%
+28%-30%-88%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BAFN versus MNSB key metrics
MetricBAFNMNSB
Share price$6.72$24.92
Market cap$181.19M$177.46M
1-day change-6.93%+0.61%
YTD return-14.39%+22.40%
1-year return-33.40%+26.63%
5-year return-77.06%+1.96%
P/E ratio (TTM)—12.22
Forward P/E—10.30
EPS (TTM)$-11.42$2.04
Dividend yield0.00%1.61%
Annual dividend$0.00$0.40
52-week high$10.38$25.87
52-week low$4.26$17.86
Distance from 52-week high-35.26%-3.67%
Analyst consensus—none
Avg. price target upside—+10.35%
Average volume85.22K31.32K
Shares outstanding26.96M7.12M
Employees148166
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • MNSB has outperformed BAFN by 60.0 percentage points over the past year.
  • MainStreet Bancshares offers a meaningfully higher dividend yield (1.61% vs 0.00%).

About BayFirst Financial

BAFN stock →

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals.

Finance · Major Banks · 148 employees

About MainStreet Bancshares

MNSB stock →

MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations.

Finance · Major Banks · 166 employees

BAFN vs MNSB FAQ

Which is bigger, BayFirst Financial or MainStreet Bancshares?

BayFirst Financial (BAFN) is larger, with a market capitalization of $181.19M compared with $177.46M for MainStreet Bancshares (MNSB).

Which stock has performed better over the past year, BAFN or MNSB?

MNSB returned +26.63% over the past 12 months, compared with -33.40% for BAFN (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, BayFirst Financial or MainStreet Bancshares?

MainStreet Bancshares pays a dividend yielding 1.61%, while BayFirst Financial does not currently pay a regular dividend.

Are BayFirst Financial and MainStreet Bancshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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