BancFirst (BANF) vs First Financial Bancorp. (FFBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Financial Bancorp. (FFBC) has outperformed BancFirst (BANF) over the past year, gaining 21.1% versus a loss of 14.6%. Over five years, BANF leads with a +67.8% price change compared with +32.4% for FFBC. BancFirst is the larger company by market cap ($3.59 billion vs $3.28 billion), about 1.1 times the size, while First Financial Bancorp. is growing revenue faster (+18.3% vs +10.5%).
On valuation, First Financial Bancorp. trades at a lower forward P/E (8.8x vs 13.5x for BancFirst). First Financial Bancorp. offers the higher dividend yield (3.21% vs 1.83%). BancFirst converts more of its revenue into profit, with a net margin of 3819.2% versus 319.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BANF | FFBC |
|---|---|---|
| Share price | $106.90 | $31.20 |
| Market cap | $3.59B | $3.28B |
| 1-day change | +0.84% | +1.07% |
| YTD return | +0.83% | +24.70% |
| 1-year return | -14.56% | +21.07% |
| 5-year return | +67.84% | +32.37% |
| P/E ratio (TTM) | 14.43 | 10.91 |
| Forward P/E | 13.46 | 8.82 |
| EPS (TTM) | $7.41 | $2.86 |
| Dividend yield | 1.83% | 3.21% |
| Annual dividend | $1.96 | $1.00 |
| Revenue (latest FY) | $6.30M | $80.02M |
| Revenue growth (YoY) | +10.53% | +18.30% |
| Net income (latest FY) | $240.61M | $255.60M |
| Net margin | 3819.21% | 319.43% |
| 52-week high | $126.14 | $36.25 |
| 52-week low | $101.48 | $23.06 |
| Distance from 52-week high | -15.25% | -13.93% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +16.30% | +21.79% |
| Average volume | 133.40K | 916.72K |
| Shares outstanding | 33.60M | 105.17M |
| Employees | 2,260 | 2,371 |
| Sector | Finance | Financial Services |
| Industry | Major Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FFBC has outperformed BANF by 35.6 percentage points over the past year.
- BancFirst trades at a higher earnings multiple (14.4x vs 10.9x trailing P/E).
- First Financial Bancorp. offers a meaningfully higher dividend yield (3.21% vs 1.83%).
- BancFirst is more profitable, keeping 3819.2 cents of every revenue dollar as net income versus 319.4 cents for First Financial Bancorp..
- First Financial Bancorp. grew revenue faster in its latest fiscal year (+18.30% vs +10.53%).
- The two companies sit in different sectors: BancFirst in Finance and First Financial Bancorp. in Financial Services.
About BancFirst
BANF stock →BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments.
Finance · Major Banks · 2,260 employees
About First Financial Bancorp.
FFBC stock →First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.
Financial Services · Banks - Regional · 2,371 employees
BANF vs FFBC FAQ
Which is bigger, BancFirst or First Financial Bancorp.?
BancFirst (BANF) is larger, with a market capitalization of $3.59B compared with $3.28B for First Financial Bancorp. (FFBC).
Which stock has performed better over the past year, BANF or FFBC?
FFBC returned +21.07% over the past 12 months, compared with -14.56% for BANF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BANF or FFBC?
FFBC has the lower trailing P/E at 10.9, versus 14.4 for BANF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BancFirst or First Financial Bancorp.?
First Financial Bancorp. has the higher yield at 3.21%, compared with 1.83% for BancFirst.
Are BancFirst and First Financial Bancorp. in the same industry?
No. BancFirst is in the Finance sector, while First Financial Bancorp. is in Financial Services.