MetaCap

BancFirst (BANF) vs Independent Bank (INDB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Independent Bank (INDB) has outperformed BancFirst (BANF) over the past year, gaining 11.6% versus a loss of 15.9%. Over five years, BANF leads with a +66.4% price change compared with -2.7% for INDB. Independent Bank is the larger company by market cap ($3.65 billion vs $3.59 billion), about 1.0 times the size.

On valuation, Independent Bank trades at a lower forward P/E (9.4x vs 13.5x for BancFirst). Independent Bank offers the higher dividend yield (3.19% vs 1.83%). BancFirst converts more of its revenue into profit, with a net margin of 3819.2% versus 23.9%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BANF-15.93%INDB+11.62%
+27%+3%-20%
Oct 7, 20251 yearOct 7, 2026
BANF+68.16%INDB-3.79%
+123%+35%-53%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BANF versus INDB key metrics
MetricBANFINDB
Share price$106.90$77.12
Market cap$3.59B$3.65B
1-day change+0.84%-1.39%
YTD return-0.01%+7.02%
1-year return-15.93%+11.62%
5-year return+66.45%-2.75%
P/E ratio (TTM)14.4313.82
Forward P/E13.469.36
EPS (TTM)$7.41$5.58
Dividend yield1.83%3.19%
Annual dividend$1.96$2.46
Revenue (latest FY)$6.30M$857.52M
Revenue growth (YoY)+10.53%+24.32%
Net income (latest FY)$240.61M$205.12M
Net margin3819.21%23.92%
52-week high$126.14$87.50
52-week low$101.48$63.33
Distance from 52-week high-15.25%-11.86%
Analyst consensusholdbuy
Avg. price target upside+16.30%+21.15%
Average volume132.65K358.03K
Shares outstanding33.60M47.37M
Employees2,2602,294
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • INDB has outperformed BANF by 27.5 percentage points over the past year.
  • Independent Bank offers a meaningfully higher dividend yield (3.19% vs 1.83%).
  • BancFirst is more profitable, keeping 3819.2 cents of every revenue dollar as net income versus 23.9 cents for Independent Bank.
  • Independent Bank grew revenue faster in its latest fiscal year (+24.32% vs +10.53%).

About BancFirst

BANF stock →

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments.

Finance · Major Banks · 2,260 employees

About Independent Bank

INDB stock →

Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States.

Finance · Major Banks · 2,294 employees

BANF vs INDB FAQ

Which is bigger, BancFirst or Independent Bank?

Independent Bank (INDB) is larger, with a market capitalization of $3.65B compared with $3.59B for BancFirst (BANF).

Which stock has performed better over the past year, BANF or INDB?

INDB returned +11.62% over the past 12 months, compared with -15.93% for BANF (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, BANF or INDB?

INDB has the lower trailing P/E at 13.8, versus 14.4 for BANF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, BancFirst or Independent Bank?

Independent Bank has the higher yield at 3.19%, compared with 1.83% for BancFirst.

Are BancFirst and Independent Bank in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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