Bank First (BFC) vs First Bancorp (FBNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Bancorp (FBNC) has outperformed Bank First (BFC) over the past year, gaining 17.5% versus a gain of 12.1%. Over five years, BFC leads with a +110.6% price change compared with +29.0% for FBNC. First Bancorp is the larger company by market cap ($2.45 billion vs $1.61 billion), about 1.5 times the size, while Bank First is growing revenue faster (+10.4% vs -3.6%).
On valuation, First Bancorp trades at a lower forward P/E (11.7x vs 12.2x for Bank First). First Bancorp offers the higher dividend yield (1.59% vs 1.34%). First Bancorp converts more of its revenue into profit, with a net margin of 164.2% versus 41.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BFC | FBNC |
|---|---|---|
| Share price | $145.41 | $59.17 |
| Market cap | $1.61B | $2.45B |
| 1-day change | -1.74% | -0.94% |
| YTD return | +21.47% | +16.50% |
| 1-year return | +12.11% | +17.49% |
| 5-year return | +110.59% | +28.97% |
| P/E ratio (TTM) | 18.91 | 18.38 |
| Forward P/E | 12.19 | 11.74 |
| EPS (TTM) | $7.69 | $3.22 |
| Dividend yield | 1.34% | 1.59% |
| Annual dividend | $1.95 | $0.94 |
| Revenue (latest FY) | $173.88M | $67.62M |
| Revenue growth (YoY) | +10.41% | -3.57% |
| Net income (latest FY) | $71.50M | $111.05M |
| Net margin | 41.12% | 164.22% |
| 52-week high | $159.10 | $66.78 |
| 52-week low | $119.08 | $45.96 |
| Distance from 52-week high | -8.60% | -11.40% |
| Analyst consensus | none | buy |
| Avg. price target upside | +12.10% | +16.61% |
| Average volume | 77.73K | 225.31K |
| Shares outstanding | 11.09M | 41.40M |
| Employees | 554 | 1,396 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Bancorp is more profitable, keeping 164.2 cents of every revenue dollar as net income versus 41.1 cents for Bank First.
- Bank First grew revenue faster in its latest fiscal year (+10.41% vs -3.57%).
About Bank First
BFC stock →Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin.
Finance · Major Banks · 554 employees
About First Bancorp
FBNC stock →First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts.
Finance · Major Banks · 1,396 employees
BFC vs FBNC FAQ
Which is bigger, Bank First or First Bancorp?
First Bancorp (FBNC) is larger, with a market capitalization of $2.45B compared with $1.61B for Bank First (BFC).
Which stock has performed better over the past year, BFC or FBNC?
FBNC returned +17.49% over the past 12 months, compared with +12.11% for BFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BFC or FBNC?
FBNC has the lower trailing P/E at 18.4, versus 18.9 for BFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank First or First Bancorp?
First Bancorp has the higher yield at 1.59%, compared with 1.34% for Bank First.
Are Bank First and First Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.