MetaCap

Bank First (BFC) vs S&T Bancorp (STBA)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

S&T Bancorp (STBA) has outperformed Bank First (BFC) over the past year, gaining 29.8% versus a gain of 12.0%. Over five years, BFC leads with a +109.9% price change compared with +59.8% for STBA. S&T Bancorp is the larger company by market cap ($1.71 billion vs $1.64 billion), about 1.0 times the size.

On valuation, S&T Bancorp trades at a lower forward P/E (12.1x vs 12.4x for Bank First). S&T Bancorp offers the higher dividend yield (1.49% vs 1.32%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BFC+11.96%STBA+29.81%
+46%+17%-12%
Oct 7, 20251 yearOct 7, 2026
BFC+111.06%STBA+57.23%
+133%+54%-24%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BFC versus STBA key metrics
MetricBFCSTBA
Share price$147.53$48.38
Market cap$1.64B$1.71B
1-day change-1.86%-0.88%
YTD return+21.10%+22.95%
1-year return+11.96%+29.81%
5-year return+109.95%+59.78%
P/E ratio (TTM)19.1812.87
Forward P/E12.3712.09
EPS (TTM)$7.69$3.76
Dividend yield1.32%1.49%
Annual dividend$1.95$0.72
52-week high$159.10$53.50
52-week low$119.08$34.38
Distance from 52-week high-7.27%-9.57%
Analyst consensusnonehold
Avg. price target upside+10.49%+10.23%
Average volume78.79K268.60K
Shares outstanding11.09M35.27M
Employees5541,209
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • STBA has outperformed BFC by 17.8 percentage points over the past year.
  • Bank First trades at a higher earnings multiple (19.2x vs 12.9x trailing P/E).

About Bank First

BFC stock →

Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin.

Finance · Major Banks · 554 employees

About S&T Bancorp

STBA stock →

S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio.

Finance · Major Banks · 1,209 employees

BFC vs STBA FAQ

Which is bigger, Bank First or S&T Bancorp?

S&T Bancorp (STBA) is larger, with a market capitalization of $1.71B compared with $1.64B for Bank First (BFC).

Which stock has performed better over the past year, BFC or STBA?

STBA returned +29.81% over the past 12 months, compared with +11.96% for BFC (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, BFC or STBA?

STBA has the lower trailing P/E at 12.9, versus 19.2 for BFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Bank First or S&T Bancorp?

S&T Bancorp has the higher yield at 1.49%, compared with 1.32% for Bank First.

Are Bank First and S&T Bancorp in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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