MetaCap

BILL (BILL) vs NCR Atleos (NATL)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.

Summary

NCR Atleos (NATL) has outperformed BILL (BILL) over the past year, gaining 15.3% versus a loss of 12.2%. BILL is the larger company by market cap ($3.82 billion vs $3.38 billion), about 1.1 times the size. On valuation, NCR Atleos trades at a lower forward P/E (8.5x vs 10.4x for BILL).

NCR Atleos converts more of its revenue into profit, with a net margin of 3.7% versus -0.7%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BILL-12.22%NATL+15.28%
+24%-8%-40%
Oct 9, 20251 yearOct 9, 2026
BILL-59.51%NATL+120.14%
+140%+29%-81%
Oct 9, 20235 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BILL versus NATL key metrics
MetricBILLNATL
Share price$44.83$45.79
Market cap$3.82B$3.38B
1-day change-0.33%+0.37%
YTD return-17.80%+20.15%
1-year return-12.22%+15.28%
5-year return-84.86%—
P/E ratio (TTM)—17.68
Forward P/E10.358.54
EPS (TTM)$-0.11$2.59
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)$1.65B$4.35B
Revenue growth (YoY)+13.03%+1.14%
Net income (latest FY)$-11.24M$162.00M
Gross margin80.93%—
Operating margin-4.44%10.98%
Net margin-0.68%3.72%
52-week high$57.21$48.50
52-week low$31.41$33.31
Distance from 52-week high-21.64%-5.59%
Analyst consensusbuynone
Avg. price target upside+27.59%+9.63%
Average volume2.14M709.46K
Shares outstanding85.28M73.90M
Employees1,68320,000
SectorTechnologyMiscellaneous
IndustryComputer Software: Prepackaged SoftwareOffice Equipment/Supplies/Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • NATL has outperformed BILL by 27.5 percentage points over the past year.
  • BILL grew revenue faster in its latest fiscal year (+13.03% vs +1.14%).
  • The two companies sit in different sectors: BILL in Technology and NCR Atleos in Miscellaneous.

About BILL

BILL stock →

BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide.

Technology · Computer Software: Prepackaged Software · 1,683 employees

About NCR Atleos

NATL stock →

NCR Atleos Corporation, a financial technology company, engages in the provision of self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T).

Miscellaneous · Office Equipment/Supplies/Services · 20,000 employees

BILL vs NATL FAQ

Which is bigger, BILL or NCR Atleos?

BILL (BILL) is larger, with a market capitalization of $3.82B compared with $3.38B for NCR Atleos (NATL).

Which stock has performed better over the past year, BILL or NATL?

NATL returned +15.28% over the past 12 months, compared with -12.22% for BILL (price return, excluding dividends). Past performance does not predict future results.

Are BILL and NCR Atleos in the same industry?

No. BILL is in the Technology sector, while NCR Atleos is in Miscellaneous.

More comparisons