BILL (BILL) vs Clear Secure (YOU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Clear Secure (YOU) has outperformed BILL (BILL) over the past year, gaining 42.1% versus a loss of 13.7%. Over five years, YOU leads with a +6.8% price change compared with -84.8% for BILL. Clear Secure is the larger company by market cap ($4.43 billion vs $3.84 billion), about 1.2 times the size.
On valuation, BILL trades at a lower forward P/E (10.4x vs 16.5x for Clear Secure). Clear Secure pays a dividend yielding 1.28%, while BILL does not currently pay one. Clear Secure converts more of its revenue into profit, with a net margin of 12.1% versus -0.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BILL | YOU |
|---|---|---|
| Share price | $44.98 | $43.08 |
| Market cap | $3.84B | $4.43B |
| 1-day change | +2.23% | +1.17% |
| YTD return | -17.53% | +22.81% |
| 1-year return | -13.72% | +42.13% |
| 5-year return | -84.81% | +6.77% |
| P/E ratio (TTM) | — | 28.53 |
| Forward P/E | 10.38 | 16.54 |
| EPS (TTM) | $-0.11 | $1.51 |
| Dividend yield | 0.00% | 1.28% |
| Annual dividend | $0.00 | $0.55 |
| Revenue (latest FY) | $1.65B | $900.78M |
| Revenue growth (YoY) | +13.03% | +16.91% |
| Net income (latest FY) | $-11.24M | $109.17M |
| Gross margin | 80.93% | — |
| Operating margin | -4.44% | 20.70% |
| Net margin | -0.68% | 12.12% |
| 52-week high | $57.21 | $69.07 |
| 52-week low | $31.41 | $29.44 |
| Distance from 52-week high | -21.38% | -37.63% |
| Analyst consensus | buy | none |
| Avg. price target upside | +27.17% | +38.51% |
| Average volume | 2.14M | 1.75M |
| Shares outstanding | 85.28M | 102.91M |
| Employees | 1,683 | 3,301 |
| Sector | Technology | Technology |
| Industry | Computer Software: Prepackaged Software | Computer Software: Prepackaged Software |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- YOU has outperformed BILL by 55.8 percentage points over the past year.
- Clear Secure offers a meaningfully higher dividend yield (1.28% vs 0.00%).
- Clear Secure is more profitable, keeping 12.1 cents of every revenue dollar as net income versus -0.7 cents for BILL.
About BILL
BILL stock →BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide.
Technology · Computer Software: Prepackaged Software · 1,683 employees
About Clear Secure
YOU stock →Clear Secure, Inc. operates a secure identity platform under the CLEAR brand name primarily in the United States.
Technology · Computer Software: Prepackaged Software · 3,301 employees
BILL vs YOU FAQ
Which is bigger, BILL or Clear Secure?
Clear Secure (YOU) is larger, with a market capitalization of $4.43B compared with $3.84B for BILL (BILL).
Which stock has performed better over the past year, BILL or YOU?
YOU returned +42.13% over the past 12 months, compared with -13.72% for BILL (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, BILL or Clear Secure?
Clear Secure pays a dividend yielding 1.28%, while BILL does not currently pay a regular dividend.
Are BILL and Clear Secure in the same industry?
Yes. Both are classified in the Computer Software: Prepackaged Software industry within the Technology sector.