Bank of New York Mellon (BNY) vs Capital One Financial (COF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Bank of New York Mellon (BNY) has outperformed Capital One Financial (COF) over the past year, gaining 35.5% versus a loss of 5.9%. Over five years, BNY leads with a +149.7% price change compared with +18.4% for COF. Capital One Financial is the larger company by market cap ($122.33 billion vs $97.44 billion), about 1.3 times the size.
On valuation, Capital One Financial trades at a lower forward P/E (8.4x vs 13.9x for Bank of New York Mellon). Capital One Financial offers the higher dividend yield (1.50% vs 1.48%). Bank of New York Mellon converts more of its revenue into profit, with a net margin of 27.6% versus 4.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BNY | COF |
|---|---|---|
| Share price | $143.61 | $199.40 |
| Market cap | $97.44B | $122.33B |
| 1-day change | +0.62% | +1.78% |
| YTD return | +23.71% | -17.73% |
| 1-year return | +35.47% | -5.91% |
| 5-year return | +149.69% | +18.42% |
| P/E ratio (TTM) | 16.76 | 12.81 |
| Forward P/E | 13.94 | 8.36 |
| EPS (TTM) | $8.57 | $15.57 |
| Dividend yield | 1.48% | 1.50% |
| Annual dividend | $2.12 | $3.00 |
| Revenue (latest FY) | $20.08B | $53.43B |
| Revenue growth (YoY) | +7.85% | +36.62% |
| Net income (latest FY) | $5.55B | $2.45B |
| Net margin | 27.63% | 4.59% |
| 52-week high | $165.84 | $259.64 |
| 52-week low | $103.11 | $174.24 |
| Distance from 52-week high | -13.40% | -23.20% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +13.75% | +28.98% |
| Average volume | 3.39M | 3.63M |
| Shares outstanding | 678.50M | 613.48M |
| Employees | 46,500 | 78,400 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BNY has outperformed COF by 41.4 percentage points over the past year.
- Bank of New York Mellon trades at a higher earnings multiple (16.8x vs 12.8x trailing P/E).
- Bank of New York Mellon is more profitable, keeping 27.6 cents of every revenue dollar as net income versus 4.6 cents for Capital One Financial.
- Capital One Financial grew revenue faster in its latest fiscal year (+36.62% vs +7.85%).
About Bank of New York Mellon
BNY stock →The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and internationally. It operates through Securities Services, Market and Wealth Services, Investment and Wealth Management, and Other segments.
Finance · Major Banks · 46,500 employees
About Capital One Financial
COF stock →Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.
Finance · Major Banks · 78,400 employees
BNY vs COF FAQ
Which is bigger, Bank of New York Mellon or Capital One Financial?
Capital One Financial (COF) is larger, with a market capitalization of $122.33B compared with $97.44B for Bank of New York Mellon (BNY).
Which stock has performed better over the past year, BNY or COF?
BNY returned +35.47% over the past 12 months, compared with -5.91% for COF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BNY or COF?
COF has the lower trailing P/E at 12.8, versus 16.8 for BNY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of New York Mellon or Capital One Financial?
Capital One Financial has the higher yield at 1.50%, compared with 1.48% for Bank of New York Mellon.
Are Bank of New York Mellon and Capital One Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.