Byline Bancorp (BY) vs OceanFirst Financial (OCFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Byline Bancorp (BY) has outperformed OceanFirst Financial (OCFC) over the past year, gaining 31.8% versus a loss of 9.2%. Over five years, BY leads with a +50.2% price change compared with -24.7% for OCFC. Byline Bancorp is the larger company by market cap ($1.65 billion vs $1.59 billion), about 1.0 times the size.
On valuation, OceanFirst Financial trades at a lower forward P/E (7.2x vs 10.6x for Byline Bancorp). OceanFirst Financial offers the higher dividend yield (4.86% vs 1.20%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BY | OCFC |
|---|---|---|
| Share price | $36.57 | $16.46 |
| Market cap | $1.65B | $1.59B |
| 1-day change | -2.06% | -1.73% |
| YTD return | +25.45% | -8.30% |
| 1-year return | +31.83% | -9.21% |
| 5-year return | +50.25% | -24.67% |
| P/E ratio (TTM) | 11.25 | 20.84 |
| Forward P/E | 10.64 | 7.16 |
| EPS (TTM) | $3.25 | $0.79 |
| Dividend yield | 1.20% | 4.86% |
| Annual dividend | $0.44 | $0.80 |
| 52-week high | $40.03 | $20.61 |
| 52-week low | $25.57 | $16.16 |
| Distance from 52-week high | -8.64% | -20.14% |
| Analyst consensus | none | buy |
| Avg. price target upside | +18.13% | +31.11% |
| Average volume | 263.12K | 976.04K |
| Shares outstanding | 45.19M | 96.65M |
| Employees | 1,018 | 898 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BY has outperformed OCFC by 41.0 percentage points over the past year.
- OceanFirst Financial trades at a higher earnings multiple (20.8x vs 11.3x trailing P/E).
- OceanFirst Financial offers a meaningfully higher dividend yield (4.86% vs 1.20%).
About Byline Bancorp
BY stock →Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States.
Finance · Major Banks · 1,018 employees
About OceanFirst Financial
OCFC stock →OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A.
Finance · Major Banks · 898 employees
BY vs OCFC FAQ
Which is bigger, Byline Bancorp or OceanFirst Financial?
Byline Bancorp (BY) is larger, with a market capitalization of $1.65B compared with $1.59B for OceanFirst Financial (OCFC).
Which stock has performed better over the past year, BY or OCFC?
BY returned +31.83% over the past 12 months, compared with -9.21% for OCFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BY or OCFC?
BY has the lower trailing P/E at 11.3, versus 20.8 for OCFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Byline Bancorp or OceanFirst Financial?
OceanFirst Financial has the higher yield at 4.86%, compared with 1.20% for Byline Bancorp.
Are Byline Bancorp and OceanFirst Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.