Citigroup (C) vs Wells Fargo (WFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Citigroup (C) has outperformed Wells Fargo (WFC) over the past year, gaining 30.2% versus a loss of 1.3%. Over five years, C leads with a +76.1% price change compared with +65.9% for WFC. Wells Fargo is the larger company by market cap ($242.71 billion vs $213.57 billion), about 1.1 times the size, while Citigroup is growing revenue faster (+5.6% vs +1.7%).
On valuation, Citigroup trades at a lower forward P/E (9.8x vs 10.0x for Wells Fargo). Wells Fargo offers the higher dividend yield (2.24% vs 1.89%). Wells Fargo converts more of its revenue into profit, with a net margin of 25.5% versus 16.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | C | WFC |
|---|---|---|
| Share price | $127.32 | $80.26 |
| Market cap | $213.57B | $242.71B |
| 1-day change | -0.93% | -1.53% |
| YTD return | +9.11% | -14.06% |
| 1-year return | +30.18% | -1.28% |
| 5-year return | +76.12% | +65.89% |
| P/E ratio (TTM) | 13.75 | 11.65 |
| Forward P/E | 9.83 | 10.03 |
| EPS (TTM) | $9.26 | $6.89 |
| Dividend yield | 1.89% | 2.24% |
| Annual dividend | $2.40 | $1.80 |
| Revenue (latest FY) | $85.22B | $83.70B |
| Revenue growth (YoY) | +5.58% | +1.70% |
| Net income (latest FY) | $14.31B | $21.34B |
| Net margin | 16.79% | 25.49% |
| 52-week high | $147.96 | $97.76 |
| 52-week low | $93.66 | $72.78 |
| Distance from 52-week high | -13.95% | -17.90% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.97% | +23.60% |
| Average volume | 10.22M | 14.20M |
| Shares outstanding | 1.68B | 3.02B |
| Employees | 219,000 | 197,466 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- C has outperformed WFC by 31.5 percentage points over the past year.
- Wells Fargo is more profitable, keeping 25.5 cents of every revenue dollar as net income versus 16.8 cents for Citigroup.
About Citigroup
C stock →Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S.
Finance · Major Banks · 219,000 employees
About Wells Fargo
WFC stock →Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management.
Finance · Major Banks · 197,466 employees
C vs WFC FAQ
Which is bigger, Citigroup or Wells Fargo?
Wells Fargo (WFC) is larger, with a market capitalization of $242.71B compared with $213.57B for Citigroup (C).
Which stock has performed better over the past year, C or WFC?
C returned +30.18% over the past 12 months, compared with -1.28% for WFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, C or WFC?
WFC has the lower trailing P/E at 11.6, versus 13.7 for C. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citigroup or Wells Fargo?
Wells Fargo has the higher yield at 2.24%, compared with 1.89% for Citigroup.
Are Citigroup and Wells Fargo in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.