Citigroup (C) vs JP Morgan Chase (JPM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Citigroup (C) has outperformed JP Morgan Chase (JPM) over the past year, gaining 30.2% versus a gain of 7.1%. Over five years, JPM leads with a +97.5% price change compared with +76.1% for C. JP Morgan Chase is the larger company by market cap ($876.08 billion vs $213.57 billion), about 4.1 times the size, while Citigroup is growing revenue faster (+5.6% vs +2.8%).
On valuation, Citigroup trades at a lower forward P/E (9.8x vs 13.2x for JP Morgan Chase). Citigroup offers the higher dividend yield (1.89% vs 1.82%). JP Morgan Chase converts more of its revenue into profit, with a net margin of 31.3% versus 16.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | C | JPM |
|---|---|---|
| Share price | $127.32 | $329.58 |
| Market cap | $213.57B | $876.08B |
| 1-day change | -0.93% | -0.51% |
| YTD return | +9.11% | +2.28% |
| 1-year return | +30.18% | +7.11% |
| 5-year return | +76.12% | +97.51% |
| P/E ratio (TTM) | 13.75 | 14.12 |
| Forward P/E | 9.83 | 13.17 |
| EPS (TTM) | $9.26 | $23.34 |
| Dividend yield | 1.89% | 1.82% |
| Annual dividend | $2.40 | $6.00 |
| Revenue (latest FY) | $85.22B | $182.45B |
| Revenue growth (YoY) | +5.58% | +2.75% |
| Net income (latest FY) | $14.31B | $57.05B |
| Net margin | 16.79% | 31.27% |
| 52-week high | $147.96 | $366.50 |
| 52-week low | $93.66 | $279.10 |
| Distance from 52-week high | -13.95% | -10.07% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.97% | +13.12% |
| Average volume | 10.22M | 7.60M |
| Shares outstanding | 1.68B | 2.66B |
| Employees | 219,000 | 320,560 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- JP Morgan Chase is about 4.1 times larger than Citigroup by market value ($876.08B vs $213.57B).
- C has outperformed JPM by 23.1 percentage points over the past year.
- JP Morgan Chase is more profitable, keeping 31.3 cents of every revenue dollar as net income versus 16.8 cents for Citigroup.
About Citigroup
C stock →Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S.
Finance · Major Banks · 219,000 employees
About JP Morgan Chase
JPM stock →JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean.
Finance · Major Banks · 320,560 employees
C vs JPM FAQ
Which is bigger, Citigroup or JP Morgan Chase?
JP Morgan Chase (JPM) is larger, with a market capitalization of $876.08B compared with $213.57B for Citigroup (C).
Which stock has performed better over the past year, C or JPM?
C returned +30.18% over the past 12 months, compared with +7.11% for JPM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, C or JPM?
C has the lower trailing P/E at 13.7, versus 14.1 for JPM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citigroup or JP Morgan Chase?
Citigroup has the higher yield at 1.89%, compared with 1.82% for JP Morgan Chase.
Are Citigroup and JP Morgan Chase in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.