MetaCap

Carter Bankshares (CARE) vs West Coast Community Bancorp (WCCB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Carter Bankshares (CARE) has outperformed West Coast Community Bancorp (WCCB) over the past year, gaining 55.1% versus a gain of 44.9%. Over five years, WCCB leads with a +178.8% price change compared with +106.1% for CARE. Carter Bankshares is the larger company by market cap ($705.9 million vs $645.1 million), about 1.1 times the size.

On valuation, West Coast Community Bancorp trades at a lower forward P/E (10.8x vs 11.7x for Carter Bankshares). West Coast Community Bancorp offers the higher dividend yield (2.20% vs 0.33%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CARE+55.14%WCCB+44.91%
+88%+35%-18%
Oct 7, 20251 yearOct 7, 2026
CARE+104.40%WCCB+178.82%
+189%+76%-37%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CARE versus WCCB key metrics
MetricCAREWCCB
Share price$30.48$61.30
Market cap$705.92M$645.10M
1-day change+0.94%+0.24%
YTD return+53.56%+38.98%
1-year return+55.14%+44.91%
5-year return+106.08%+178.82%
P/E ratio (TTM)5.2512.16
Forward P/E11.7210.76
EPS (TTM)$5.80$5.04
Dividend yield0.33%2.20%
Annual dividend$0.10$1.35
52-week high$36.06$61.95
52-week low$16.78$40.20
Distance from 52-week high-15.49%-1.05%
Analyst consensusnonestrong_buy
Avg. price target upside+15.11%+9.30%
Average volume323.83K10.93K
Shares outstanding23.16M10.52M
Employees687209
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CARE has outperformed WCCB by 10.2 percentage points over the past year.
  • West Coast Community Bancorp trades at a higher earnings multiple (12.2x vs 5.3x trailing P/E).
  • West Coast Community Bancorp offers a meaningfully higher dividend yield (2.20% vs 0.33%).

About Carter Bankshares

CARE stock →

Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States.

Finance · Major Banks · 687 employees

About West Coast Community Bancorp

WCCB stock →

West Coast Community Bancorp operates as the bank holding company for West Coast Community Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money market, health savings, and individual retirement accounts, as well as certificate of deposits; and retirement plans.

Finance · Major Banks · 209 employees

CARE vs WCCB FAQ

Which is bigger, Carter Bankshares or West Coast Community Bancorp?

Carter Bankshares (CARE) is larger, with a market capitalization of $705.92M compared with $645.10M for West Coast Community Bancorp (WCCB).

Which stock has performed better over the past year, CARE or WCCB?

CARE returned +55.14% over the past 12 months, compared with +44.91% for WCCB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CARE or WCCB?

CARE has the lower trailing P/E at 5.3, versus 12.2 for WCCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Carter Bankshares or West Coast Community Bancorp?

West Coast Community Bancorp has the higher yield at 2.20%, compared with 0.33% for Carter Bankshares.

Are Carter Bankshares and West Coast Community Bancorp in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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