MetaCap

Commercial Bancgroup (CBK) vs First Carolina Financial Services (FCBM)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 11, 2026.

Summary

Commercial Bancgroup is the larger company by market cap ($423.2 million vs $395.8 million), about 1.1 times the size. On valuation, First Carolina Financial Services trades at a lower forward P/E (9.3x vs 9.7x for Commercial Bancgroup). Commercial Bancgroup pays a dividend yielding 0.62%, while First Carolina Financial Services does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CBK-1.50%FCBM+1.11%
+14%+6%-3%
Jun 18, 20261 yearOct 9, 2026
CBK-1.50%FCBM+1.11%
+13%+6%-2%
Jun 15, 20265 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CBK versus FCBM key metrics
MetricCBKFCBM
Share price$30.89$12.74
Market cap$423.23M$395.82M
1-day change-2.03%-0.47%
YTD return+25.77%—
1-year return+26.86%—
P/E ratio (TTM)10.5424.04
Forward P/E9.719.32
EPS (TTM)$2.93$0.53
Dividend yield0.62%0.00%
Annual dividend$0.19$0.00
52-week high$35.78$13.40
52-week low$23.24$12.17
Distance from 52-week high-13.67%-4.93%
Analyst consensusnonebuy
Avg. price target upside+29.49%+15.15%
Average volume50.17K146.94K
Shares outstanding13.70M31.07M
Employees293269
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • First Carolina Financial Services trades at a higher earnings multiple (24.0x vs 10.5x trailing P/E).

About Commercial Bancgroup

CBK stock →

Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in the United States.

Finance · Major Banks · 293 employees

About First Carolina Financial Services

FCBM stock →

First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States.

Finance · Major Banks · 269 employees

CBK vs FCBM FAQ

Which is bigger, Commercial Bancgroup or First Carolina Financial Services?

Commercial Bancgroup (CBK) is larger, with a market capitalization of $423.23M compared with $395.82M for First Carolina Financial Services (FCBM).

Which has the lower P/E ratio, CBK or FCBM?

CBK has the lower trailing P/E at 10.5, versus 24.0 for FCBM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Commercial Bancgroup or First Carolina Financial Services?

Commercial Bancgroup pays a dividend yielding 0.62%, while First Carolina Financial Services does not currently pay a regular dividend.

Are Commercial Bancgroup and First Carolina Financial Services in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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