Capital City Bank Group (CCBG) vs Orrstown Financial Services (ORRF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Orrstown Financial Services (ORRF) has outperformed Capital City Bank Group (CCBG) over the past year, gaining 21.1% versus a gain of 14.3%. Over five years, CCBG leads with a +85.8% price change compared with +70.9% for ORRF. Capital City Bank Group is the larger company by market cap ($834.8 million vs $802.9 million), about 1.0 times the size.
On valuation, Orrstown Financial Services trades at a lower forward P/E (9.3x vs 13.0x for Capital City Bank Group). Orrstown Financial Services offers the higher dividend yield (2.79% vs 2.17%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CCBG | ORRF |
|---|---|---|
| Share price | $48.78 | $40.82 |
| Market cap | $834.79M | $802.91M |
| 1-day change | -0.97% | -1.23% |
| YTD return | +14.59% | +15.25% |
| 1-year return | +14.32% | +21.09% |
| 5-year return | +85.83% | +70.94% |
| P/E ratio (TTM) | 13.55 | 9.26 |
| Forward P/E | 13.01 | 9.28 |
| EPS (TTM) | $3.60 | $4.41 |
| Dividend yield | 2.17% | 2.79% |
| Annual dividend | $1.06 | $1.14 |
| 52-week high | $53.60 | $43.81 |
| 52-week low | $38.27 | $31.87 |
| Distance from 52-week high | -8.99% | -6.82% |
| Analyst consensus | none | buy |
| Avg. price target upside | +5.92% | +12.08% |
| Average volume | 76.41K | 104.22K |
| Shares outstanding | 17.11M | 19.67M |
| Employees | 902 | 627 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Capital City Bank Group trades at a higher earnings multiple (13.6x vs 9.3x trailing P/E).
About Capital City Bank Group
CCBG stock →Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients.
Finance · Major Banks · 902 employees
About Orrstown Financial Services
ORRF stock →Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States.
Finance · Major Banks · 627 employees
CCBG vs ORRF FAQ
Which is bigger, Capital City Bank Group or Orrstown Financial Services?
Capital City Bank Group (CCBG) is larger, with a market capitalization of $834.79M compared with $802.91M for Orrstown Financial Services (ORRF).
Which stock has performed better over the past year, CCBG or ORRF?
ORRF returned +21.09% over the past 12 months, compared with +14.32% for CCBG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CCBG or ORRF?
ORRF has the lower trailing P/E at 9.3, versus 13.6 for CCBG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capital City Bank Group or Orrstown Financial Services?
Orrstown Financial Services has the higher yield at 2.79%, compared with 2.17% for Capital City Bank Group.
Are Capital City Bank Group and Orrstown Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.