Capital City Bank Group (CCBG) vs River City Bank (RCBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
River City Bank (RCBC) has outperformed Capital City Bank Group (CCBG) over the past year, gaining 41.9% versus a gain of 14.3%. Over five years, RCBC leads with a +95.2% price change compared with +85.8% for CCBG. Capital City Bank Group is the larger company by market cap ($834.8 million vs $764.8 million), about 1.1 times the size.
On valuation, River City Bank trades at a lower forward P/E (11.0x vs 13.0x for Capital City Bank Group). Capital City Bank Group offers the higher dividend yield (2.17% vs 0.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CCBG | RCBC |
|---|---|---|
| Share price | $48.78 | $54.65 |
| Market cap | $834.79M | $764.82M |
| 1-day change | -0.97% | -0.09% |
| YTD return | +14.59% | +24.54% |
| 1-year return | +14.32% | +41.95% |
| 5-year return | +85.83% | +95.18% |
| P/E ratio (TTM) | 13.55 | 11.65 |
| Forward P/E | 13.01 | 11.02 |
| EPS (TTM) | $3.60 | $4.69 |
| Dividend yield | 2.17% | 0.35% |
| Annual dividend | $1.06 | $0.19 |
| 52-week high | $53.60 | $55.77 |
| 52-week low | $38.27 | $38.20 |
| Distance from 52-week high | -8.99% | -2.01% |
| Analyst consensus | none | none |
| Avg. price target upside | +5.92% | +2.47% |
| Average volume | 76.41K | 58.40K |
| Shares outstanding | 17.11M | 13.99M |
| Employees | 902 | — |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RCBC has outperformed CCBG by 27.6 percentage points over the past year.
- Capital City Bank Group offers a meaningfully higher dividend yield (2.17% vs 0.35%).
About Capital City Bank Group
CCBG stock →Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients.
Financial Services · Banks - Regional · 902 employees
About River City Bank
RCBC stock →River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts.
Financial Services · Banks - Regional
CCBG vs RCBC FAQ
Which is bigger, Capital City Bank Group or River City Bank?
Capital City Bank Group (CCBG) is larger, with a market capitalization of $834.79M compared with $764.82M for River City Bank (RCBC).
Which stock has performed better over the past year, CCBG or RCBC?
RCBC returned +41.95% over the past 12 months, compared with +14.32% for CCBG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CCBG or RCBC?
RCBC has the lower trailing P/E at 11.7, versus 13.6 for CCBG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capital City Bank Group or River City Bank?
Capital City Bank Group has the higher yield at 2.17%, compared with 0.35% for River City Bank.
Are Capital City Bank Group and River City Bank in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.