Capitol Federal Financial (CFFN) vs MetroCity Bankshares (MCBS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Capitol Federal Financial (CFFN) has outperformed MetroCity Bankshares (MCBS) over the past year, gaining 32.2% versus a gain of 28.6%. Over five years, MCBS leads with a +60.7% price change compared with -28.9% for CFFN. Capitol Federal Financial is the larger company by market cap ($1.04 billion vs $998.1 million), about 1.0 times the size.
On valuation, MetroCity Bankshares trades at a lower forward P/E (10.5x vs 10.9x for Capitol Federal Financial). Capitol Federal Financial offers the higher dividend yield (4.01% vs 3.00%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFN | MCBS |
|---|---|---|
| Share price | $8.47 | $34.68 |
| Market cap | $1.04B | $998.13M |
| 1-day change | +0.59% | +0.35% |
| YTD return | +23.64% | +30.22% |
| 1-year return | +32.18% | +28.62% |
| 5-year return | -28.95% | +60.74% |
| P/E ratio (TTM) | 13.03 | 12.04 |
| Forward P/E | 10.93 | 10.51 |
| EPS (TTM) | $0.65 | $2.88 |
| Dividend yield | 4.01% | 3.00% |
| Annual dividend | $0.34 | $1.04 |
| 52-week high | $9.26 | $37.46 |
| 52-week low | $5.97 | $24.53 |
| Distance from 52-week high | -8.53% | -7.42% |
| Analyst consensus | none | none |
| Avg. price target upside | +12.16% | +9.57% |
| Average volume | 889.53K | 79.41K |
| Shares outstanding | 123.37M | 28.78M |
| Employees | 604 | 317 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Capitol Federal Financial offers a meaningfully higher dividend yield (4.01% vs 3.00%).
About Capitol Federal Financial
CFFN stock →Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States.
Finance · Savings Institutions · 604 employees
About MetroCity Bankshares
MCBS stock →MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.
Finance · Major Banks · 317 employees
CFFN vs MCBS FAQ
Which is bigger, Capitol Federal Financial or MetroCity Bankshares?
Capitol Federal Financial (CFFN) is larger, with a market capitalization of $1.04B compared with $998.13M for MetroCity Bankshares (MCBS).
Which stock has performed better over the past year, CFFN or MCBS?
CFFN returned +32.18% over the past 12 months, compared with +28.62% for MCBS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFN or MCBS?
MCBS has the lower trailing P/E at 12.0, versus 13.0 for CFFN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capitol Federal Financial or MetroCity Bankshares?
Capitol Federal Financial has the higher yield at 4.01%, compared with 3.00% for MetroCity Bankshares.
Are Capitol Federal Financial and MetroCity Bankshares in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Capitol Federal Financial and Major Banks for MetroCity Bankshares.