Check Point Software Technologies (CHKP) vs Paymentus (PAY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Paymentus (PAY) has outperformed Check Point Software Technologies (CHKP) over the past year, losing 0.1% versus a loss of 33.0%. Over five years, PAY leads with a +32.8% price change compared with +11.1% for CHKP. Check Point Software Technologies is the larger company by market cap ($14.01 billion vs $4.01 billion), about 3.5 times the size, while Paymentus is growing revenue faster (+37.3% vs +6.3%).
On valuation, Check Point Software Technologies trades at a lower forward P/E (12.2x vs 29.2x for Paymentus). Check Point Software Technologies converts more of its revenue into profit, with a net margin of 38.8% versus 5.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CHKP | PAY |
|---|---|---|
| Share price | $137.18 | $31.88 |
| Market cap | $14.01B | $4.01B |
| 1-day change | +1.81% | -0.13% |
| YTD return | -27.39% | +1.04% |
| 1-year return | -32.97% | -0.09% |
| 5-year return | +11.13% | +32.78% |
| P/E ratio (TTM) | 14.04 | 48.30 |
| Forward P/E | 12.15 | 29.22 |
| EPS (TTM) | $9.77 | $0.66 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $2.73B | $1.20B |
| Revenue growth (YoY) | +6.25% | +37.25% |
| Net income (latest FY) | $1.06B | $66.94M |
| Gross margin | 86.72% | 24.77% |
| Operating margin | 30.49% | 6.31% |
| Net margin | 38.78% | 5.59% |
| 52-week high | $210.66 | $45.31 |
| 52-week low | $112.23 | $20.11 |
| Distance from 52-week high | -34.88% | -29.64% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +6.31% | +25.91% |
| Average volume | 1.14M | 1.16M |
| Shares outstanding | 102.10M | 63.11M |
| Employees | 6,825 | 1,340 |
| Sector | Technology | Consumer Discretionary |
| Industry | Computer Software: Prepackaged Software | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Check Point Software Technologies is about 3.5 times larger than Paymentus by market value ($14.01B vs $4.01B).
- PAY has outperformed CHKP by 32.9 percentage points over the past year.
- Paymentus trades at a higher earnings multiple (48.3x vs 14.0x trailing P/E).
- Check Point Software Technologies is more profitable, keeping 38.8 cents of every revenue dollar as net income versus 5.6 cents for Paymentus.
- Paymentus grew revenue faster in its latest fiscal year (+37.25% vs +6.25%).
- The two companies sit in different sectors: Check Point Software Technologies in Technology and Paymentus in Consumer Discretionary.
About Check Point Software Technologies
CHKP stock →Check Point Software Technologies Ltd. develops, markets, and supports a range of products and services for IT security worldwide.
Technology · Computer Software: Prepackaged Software · 6,825 employees
About Paymentus
PAY stock →Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally.
Consumer Discretionary · Business Services · 1,340 employees
CHKP vs PAY FAQ
Which is bigger, Check Point Software Technologies or Paymentus?
Check Point Software Technologies (CHKP) is larger, with a market capitalization of $14.01B compared with $4.01B for Paymentus (PAY).
Which stock has performed better over the past year, CHKP or PAY?
PAY returned -0.09% over the past 12 months, compared with -32.97% for CHKP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CHKP or PAY?
CHKP has the lower trailing P/E at 14.0, versus 48.3 for PAY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Check Point Software Technologies and Paymentus in the same industry?
No. Check Point Software Technologies is in the Technology sector, while Paymentus is in Consumer Discretionary.