MetaCap

Cipher Digital (CIFR) vs Dave (DAVE)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Dave (DAVE) has outperformed Cipher Digital (CIFR) over the past year, gaining 69.9% versus a loss of 23.3%. Over five years, CIFR leads with a +93.1% price change compared with +11.1% for DAVE. Cipher Digital is the larger company by market cap ($5.52 billion vs $4.59 billion), about 1.2 times the size, while Dave is growing revenue faster (+59.7% vs +48.0%).

On valuation, Dave trades at a lower forward P/E (16.2x vs 100.9x for Cipher Digital). Dave converts more of its revenue into profit, with a net margin of 35.3% versus -367.2%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CIFR-23.30%DAVE+69.90%
+120%+41%-39%
Oct 8, 20251 yearOct 8, 2026
CIFR+71.10%DAVE+11.44%
+288%+86%-117%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CIFR versus DAVE key metrics
MetricCIFRDAVE
Share price$13.30$359.91
Market cap$5.52B$4.59B
1-day change-1.48%+1.84%
YTD return-8.54%+59.61%
1-year return-23.30%+69.90%
5-year return+93.13%+11.10%
P/E ratio (TTM)—23.21
Forward P/E100.9016.22
EPS (TTM)$-2.87$15.51
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)$223.94M$554.18M
Revenue growth (YoY)+48.04%+59.67%
Net income (latest FY)$-822.24M$195.87M
Gross margin63.73%—
Operating margin-188.25%—
Net margin-367.17%35.34%
52-week high$30.14$458.25
52-week low$11.72$152.21
Distance from 52-week high-55.87%-21.46%
Analyst consensusstrong_buybuy
Avg. price target upside+129.17%+23.42%
Average volume33.39M388.55K
Shares outstanding415.03M11.44M
Employees66280
SectorFinanceFinance
IndustryFinance: Consumer ServicesFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • DAVE has outperformed CIFR by 93.2 percentage points over the past year.
  • Dave is more profitable, keeping 35.3 cents of every revenue dollar as net income versus -367.2 cents for Cipher Digital.
  • Dave grew revenue faster in its latest fiscal year (+59.67% vs +48.04%).

About Cipher Digital

CIFR stock →

Cipher Digital Inc., together with its subsidiaries, develops and operates industrial-scale data centers for bitcoin mining and high-performance compute (HPC) hosting in the United States. It develops HPC data center facilities across various sites for hyperscaler tenants; operates power at one bitcoin mining data center; and maintains a pipeline across various sites.

Finance · Finance: Consumer Services · 66 employees

About Dave

DAVE stock →

Dave Inc. provides various financial products and services through its financial services platform in the United States.

Finance · Finance: Consumer Services · 280 employees

CIFR vs DAVE FAQ

Which is bigger, Cipher Digital or Dave?

Cipher Digital (CIFR) is larger, with a market capitalization of $5.52B compared with $4.59B for Dave (DAVE).

Which stock has performed better over the past year, CIFR or DAVE?

DAVE returned +69.90% over the past 12 months, compared with -23.30% for CIFR (price return, excluding dividends). Past performance does not predict future results.

Are Cipher Digital and Dave in the same industry?

Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.

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