MetaCap

Clover Health Investments (CLOV) vs CVS Health (CVS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Clover Health Investments (CLOV) has outperformed CVS Health (CVS) over the past year, gaining 68.9% versus a gain of 14.0%. Over five years, CVS leads with a +2.5% price change compared with -42.4% for CLOV. CVS Health is the larger company by market cap ($112.49 billion vs $2.42 billion), about 46.4 times the size, while Clover Health Investments is growing revenue faster (+40.3% vs +7.8%).

On valuation, CVS Health trades at a lower forward P/E (10.3x vs 30.4x for Clover Health Investments). CVS Health pays a dividend yielding 3.02%, while Clover Health Investments does not currently pay one. CVS Health converts more of its revenue into profit, with a net margin of 0.4% versus -4.4%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CLOV+68.89%CVS+14.04%
+107%+32%-44%
Oct 7, 20251 yearOct 7, 2026
CLOV-41.91%CVS+4.24%
+36%-31%-98%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CLOV versus CVS key metrics
MetricCLOVCVS
Share price$4.56$87.95
Market cap$2.42B$112.49B
1-day change-0.87%+1.76%
YTD return+94.04%+10.82%
1-year return+68.89%+14.04%
5-year return-42.35%+2.46%
P/E ratio (TTM)—23.14
Forward P/E30.4010.30
EPS (TTM)$-0.05$3.80
Dividend yield0.00%3.02%
Annual dividend$0.00$2.66
Revenue (latest FY)$1.92B$402.07B
Revenue growth (YoY)+40.34%+7.85%
Net income (latest FY)$-85.55M$1.77B
Gross margin—44.99%
Operating margin-4.44%1.16%
Net margin-4.45%0.44%
52-week high$5.59$110.68
52-week low$1.58$69.51
Distance from 52-week high-18.43%-20.54%
Analyst consensusnonestrong_buy
Avg. price target upside+17.98%+31.62%
Average volume4.27M7.96M
Shares outstanding435.44M1.28B
Employees724219,000
SectorHealthcareConsumer Staples
IndustryHealthcare PlansRetail-Drug Stores and Proprietary Stores

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CVS Health is about 46.4 times larger than Clover Health Investments by market value ($112.49B vs $2.42B).
  • CLOV has outperformed CVS by 54.8 percentage points over the past year.
  • CVS Health offers a meaningfully higher dividend yield (3.02% vs 0.00%).
  • Clover Health Investments grew revenue faster in its latest fiscal year (+40.34% vs +7.85%).
  • The two companies sit in different sectors: Clover Health Investments in Healthcare and CVS Health in Consumer Staples.

About Clover Health Investments

CLOV stock →

Clover Health Investments, Corp. provides medicare advantage plans in the United States.

Healthcare · Healthcare Plans · 724 employees

About CVS Health

CVS stock →

CVS Health Corporation provides health solutions in the United States. The Health Care Benefits segment offers traditional, voluntary, and consumer-directed health insurance products and related services, including medical, pharmacy, dental, and behavioral health plans; medical management capabilities; Medicare Advantage and Medicare Supplement plans; prescription drug plans (PDPs); and Medicaid health care management services.

Consumer Staples · Retail-Drug Stores and Proprietary Stores · 219,000 employees

CLOV vs CVS FAQ

Which is bigger, Clover Health Investments or CVS Health?

CVS Health (CVS) is larger, with a market capitalization of $112.49B compared with $2.42B for Clover Health Investments (CLOV).

Which stock has performed better over the past year, CLOV or CVS?

CLOV returned +68.89% over the past 12 months, compared with +14.04% for CVS (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Clover Health Investments or CVS Health?

CVS Health pays a dividend yielding 3.02%, while Clover Health Investments does not currently pay a regular dividend.

Are Clover Health Investments and CVS Health in the same industry?

No. Clover Health Investments is in the Healthcare sector, while CVS Health is in Consumer Staples.

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