CNO Financial Group (CNO) vs Unum Group (UNM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
CNO Financial Group (CNO) has outperformed Unum Group (UNM) over the past year, gaining 34.0% versus a gain of 17.8%. Over five years, UNM leads with a +239.2% price change compared with +105.9% for CNO. Unum Group is the larger company by market cap ($14.67 billion vs $4.95 billion), about 3.0 times the size.
On valuation, Unum Group trades at a lower forward P/E (9.8x vs 10.6x for CNO Financial Group). Unum Group offers the higher dividend yield (2.03% vs 1.29%). Unum Group converts more of its revenue into profit, with a net margin of 5.6% versus 5.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CNO | UNM |
|---|---|---|
| Share price | $53.55 | $92.64 |
| Market cap | $4.95B | $14.67B |
| 1-day change | +1.06% | -0.60% |
| YTD return | +26.09% | +19.54% |
| 1-year return | +33.98% | +17.83% |
| 5-year return | +105.95% | +239.16% |
| P/E ratio (TTM) | 18.53 | 21.64 |
| Forward P/E | 10.57 | 9.82 |
| EPS (TTM) | $2.89 | $4.28 |
| Dividend yield | 1.29% | 2.03% |
| Annual dividend | $0.69 | $1.89 |
| Revenue (latest FY) | $4.49B | $13.08B |
| Revenue growth (YoY) | +0.85% | +1.46% |
| Net income (latest FY) | $229.30M | $738.50M |
| Operating margin | 12.33% | — |
| Net margin | 5.11% | 5.65% |
| 52-week high | $57.59 | $96.77 |
| 52-week low | $38.22 | $69.02 |
| Distance from 52-week high | -7.02% | -4.27% |
| Analyst consensus | none | buy |
| Avg. price target upside | +0.37% | +9.94% |
| Average volume | 882.85K | 1.64M |
| Shares outstanding | 92.52M | 158.31M |
| Employees | 3,200 | 10,684 |
| Sector | Finance | Finance |
| Industry | Accident &Health Insurance | Accident &Health Insurance |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Unum Group is about 3.0 times larger than CNO Financial Group by market value ($14.67B vs $4.95B).
- CNO has outperformed UNM by 16.1 percentage points over the past year.
About CNO Financial Group
CNO stock →CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individual consumers through phone, virtually, online, and face-to-face with agents.
Finance · Accident &Health Insurance · 3,200 employees
About Unum Group
UNM stock →Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments.
Finance · Accident &Health Insurance · 10,684 employees
CNO vs UNM FAQ
Which is bigger, CNO Financial Group or Unum Group?
Unum Group (UNM) is larger, with a market capitalization of $14.67B compared with $4.95B for CNO Financial Group (CNO).
Which stock has performed better over the past year, CNO or UNM?
CNO returned +33.98% over the past 12 months, compared with +17.83% for UNM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CNO or UNM?
CNO has the lower trailing P/E at 18.5, versus 21.6 for UNM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CNO Financial Group or Unum Group?
Unum Group has the higher yield at 2.03%, compared with 1.29% for CNO Financial Group.
Are CNO Financial Group and Unum Group in the same industry?
Yes. Both are classified in the Accident &Health Insurance industry within the Finance sector.