Capital One Financial (COF) vs Visa (V)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Visa (V) has outperformed Capital One Financial (COF) over the past year, gaining 5.6% versus a loss of 8.3%. Over five years, V leads with a +61.9% price change compared with +16.3% for COF. Visa is the larger company by market cap ($698.56 billion vs $120.19 billion), about 5.8 times the size, while Capital One Financial is growing revenue faster (+36.6% vs +11.3%).
On valuation, Capital One Financial trades at a lower forward P/E (8.2x vs 24.8x for Visa). Capital One Financial offers the higher dividend yield (1.53% vs 0.72%). Visa converts more of its revenue into profit, with a net margin of 50.1% versus 4.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | COF | V |
|---|---|---|
| Share price | $195.91 | $372.10 |
| Market cap | $120.19B | $698.56B |
| 1-day change | +0.05% | +0.39% |
| YTD return | -19.17% | +6.10% |
| 1-year return | -8.32% | +5.58% |
| 5-year return | +16.35% | +61.90% |
| P/E ratio (TTM) | 12.58 | 31.67 |
| Forward P/E | 8.24 | 24.80 |
| EPS (TTM) | $15.57 | $11.75 |
| Dividend yield | 1.53% | 0.72% |
| Annual dividend | $3.00 | $2.68 |
| Revenue (latest FY) | $53.43B | $40.00B |
| Revenue growth (YoY) | +36.62% | +11.34% |
| Net income (latest FY) | $2.45B | $20.06B |
| Operating margin | — | 59.98% |
| Net margin | 4.59% | 50.14% |
| 52-week high | $259.64 | $385.57 |
| 52-week low | $174.24 | $293.89 |
| Distance from 52-week high | -24.55% | -3.49% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +31.28% | +12.70% |
| Average volume | 3.70M | 6.61M |
| Shares outstanding | 613.48M | 1.70B |
| Employees | 78,400 | 34,100 |
| Sector | Finance | Consumer Discretionary |
| Industry | Major Banks | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Visa is about 5.8 times larger than Capital One Financial by market value ($698.56B vs $120.19B).
- V has outperformed COF by 13.9 percentage points over the past year.
- Visa trades at a higher earnings multiple (31.7x vs 12.6x trailing P/E).
- Visa is more profitable, keeping 50.1 cents of every revenue dollar as net income versus 4.6 cents for Capital One Financial.
- Capital One Financial grew revenue faster in its latest fiscal year (+36.62% vs +11.34%).
- The two companies sit in different sectors: Capital One Financial in Finance and Visa in Consumer Discretionary.
About Capital One Financial
COF stock →Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.
Finance · Major Banks · 78,400 employees
About Visa
V stock →Visa Inc. operates as a payment technology company in the United States and internationally.
Consumer Discretionary · Business Services · 34,100 employees
COF vs V FAQ
Which is bigger, Capital One Financial or Visa?
Visa (V) is larger, with a market capitalization of $698.56B compared with $120.19B for Capital One Financial (COF).
Which stock has performed better over the past year, COF or V?
V returned +5.58% over the past 12 months, compared with -8.32% for COF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, COF or V?
COF has the lower trailing P/E at 12.6, versus 31.7 for V. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capital One Financial or Visa?
Capital One Financial has the higher yield at 1.53%, compared with 0.72% for Visa.
Are Capital One Financial and Visa in the same industry?
No. Capital One Financial is in the Finance sector, while Visa is in Consumer Discretionary.