Consumer Portfolio Services (CPSS) vs Chicago Atlantic BDC (LIEN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Consumer Portfolio Services (CPSS) has outperformed Chicago Atlantic BDC (LIEN) over the past year, gaining 20.4% versus a loss of 14.2%. Chicago Atlantic BDC is the larger company by market cap ($207.7 million vs $207.2 million), about 1.0 times the size. On valuation, Chicago Atlantic BDC trades at a lower forward P/E (5.5x vs 6.5x for Consumer Portfolio Services).
Chicago Atlantic BDC pays a dividend yielding 14.95%, while Consumer Portfolio Services does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPSS | LIEN |
|---|---|---|
| Share price | $9.46 | $9.10 |
| Market cap | $207.22M | $207.67M |
| 1-day change | +4.99% | -3.91% |
| YTD return | +1.39% | -11.91% |
| 1-year return | +20.36% | -14.15% |
| 5-year return | +48.51% | — |
| P/E ratio (TTM) | 9.85 | 6.55 |
| Forward P/E | 6.52 | 5.55 |
| EPS (TTM) | $0.96 | $1.39 |
| Dividend yield | 0.00% | 14.95% |
| Annual dividend | $0.00 | $1.36 |
| 52-week high | $10.49 | $11.27 |
| 52-week low | $7.39 | $8.92 |
| Distance from 52-week high | -9.82% | -19.25% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +20.88% |
| Average volume | 23.28K | 57.30K |
| Shares outstanding | 21.91M | 22.82M |
| Employees | 994 | — |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Asset Management |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CPSS has outperformed LIEN by 34.5 percentage points over the past year.
- Consumer Portfolio Services trades at a higher earnings multiple (9.9x vs 6.5x trailing P/E).
- Chicago Atlantic BDC offers a meaningfully higher dividend yield (14.95% vs 0.00%).
About Consumer Portfolio Services
CPSS stock →Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
Financial Services · Credit Services · 994 employees
About Chicago Atlantic BDC
LIEN stock →Silver Spike Investment Corp., is a a business development company. It is a specialty finance company, focuses on investing across the cannabis ecosystem through investments in the form of direct loans to, and equity ownership of, privately held cannabis companies.
Financial Services · Asset Management
CPSS vs LIEN FAQ
Which is bigger, Consumer Portfolio Services or Chicago Atlantic BDC?
Chicago Atlantic BDC (LIEN) is larger, with a market capitalization of $207.67M compared with $207.22M for Consumer Portfolio Services (CPSS).
Which stock has performed better over the past year, CPSS or LIEN?
CPSS returned +20.36% over the past 12 months, compared with -14.15% for LIEN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPSS or LIEN?
LIEN has the lower trailing P/E at 6.5, versus 9.9 for CPSS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Consumer Portfolio Services or Chicago Atlantic BDC?
Chicago Atlantic BDC pays a dividend yielding 14.95%, while Consumer Portfolio Services does not currently pay a regular dividend.
Are Consumer Portfolio Services and Chicago Atlantic BDC in the same industry?
Both are in the Financial Services sector, but in different industries: Credit Services for Consumer Portfolio Services and Asset Management for Chicago Atlantic BDC.