Circle Internet Group (CRCL) vs Nu (NU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Nu (NU) has outperformed Circle Internet Group (CRCL) over the past year, gaining 3.0% versus a loss of 45.5%. Nu is the larger company by market cap ($75.26 billion vs $20.52 billion), about 3.7 times the size, while Circle Internet Group is growing revenue faster (+63.9% vs +43.4%). On valuation, Nu trades at a lower forward P/E (13.8x vs 57.2x for Circle Internet Group).
Nu converts more of its revenue into profit, with a net margin of 17.1% versus -2.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CRCL | NU |
|---|---|---|
| Share price | $80.84 | $15.58 |
| Market cap | $20.52B | $75.26B |
| 1-day change | -3.91% | -0.51% |
| YTD return | +2.27% | -6.93% |
| 1-year return | -45.47% | +2.97% |
| P/E ratio (TTM) | 55.37 | 21.34 |
| Forward P/E | 57.25 | 13.79 |
| EPS (TTM) | $1.46 | $0.73 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $2.75B | $11.52B |
| Revenue growth (YoY) | +63.86% | +43.44% |
| Net income (latest FY) | $-69.51M | $1.97B |
| Gross margin | — | 45.61% |
| Operating margin | -3.51% | — |
| Net margin | -2.53% | 17.12% |
| 52-week high | $159.47 | $18.98 |
| 52-week low | $49.90 | $11.20 |
| Distance from 52-week high | -49.31% | -17.91% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +30.58% | +20.47% |
| Average volume | 13.74M | 85.32M |
| Shares outstanding | 234.69M | 3.81B |
| Employees | 1,100 | — |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Nu is about 3.7 times larger than Circle Internet Group by market value ($75.26B vs $20.52B).
- NU has outperformed CRCL by 48.4 percentage points over the past year.
- Circle Internet Group trades at a higher earnings multiple (55.4x vs 21.3x trailing P/E).
- Nu is more profitable, keeping 17.1 cents of every revenue dollar as net income versus -2.5 cents for Circle Internet Group.
- Circle Internet Group grew revenue faster in its latest fiscal year (+63.86% vs +43.44%).
About Circle Internet Group
CRCL stock →Circle Internet Group, Inc. operates as a platform, network, and market infrastructure for stablecoin and blockchain applications.
Finance · Finance: Consumer Services · 1,100 employees
About Nu
NU stock →Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Finance · Finance: Consumer Services
CRCL vs NU FAQ
Which is bigger, Circle Internet Group or Nu?
Nu (NU) is larger, with a market capitalization of $75.26B compared with $20.52B for Circle Internet Group (CRCL).
Which stock has performed better over the past year, CRCL or NU?
NU returned +2.97% over the past 12 months, compared with -45.47% for CRCL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CRCL or NU?
NU has the lower trailing P/E at 21.3, versus 55.4 for CRCL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Circle Internet Group and Nu in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.