Moody's (MCO) vs Nu (NU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Nu (NU) has outperformed Moody's (MCO) over the past year, gaining 3.0% versus a loss of 7.9%. Moody's is the larger company by market cap ($77.87 billion vs $75.26 billion), about 1.0 times the size, while Nu is growing revenue faster (+43.4% vs +8.9%). On valuation, Nu trades at a lower forward P/E (13.8x vs 23.8x for Moody's).
Moody's pays a dividend yielding 0.88%, while Nu does not currently pay one. Moody's converts more of its revenue into profit, with a net margin of 31.9% versus 17.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MCO | NU |
|---|---|---|
| Share price | $449.63 | $15.58 |
| Market cap | $77.87B | $75.26B |
| 1-day change | -0.59% | -0.51% |
| YTD return | -11.98% | -6.93% |
| 1-year return | -7.94% | +2.97% |
| 5-year return | +21.14% | — |
| P/E ratio (TTM) | 28.53 | 21.34 |
| Forward P/E | 23.75 | 13.79 |
| EPS (TTM) | $15.76 | $0.73 |
| Dividend yield | 0.88% | 0.00% |
| Annual dividend | $3.94 | $0.00 |
| Revenue (latest FY) | $7.72B | $11.52B |
| Revenue growth (YoY) | +8.89% | +43.44% |
| Net income (latest FY) | $2.46B | $1.97B |
| Gross margin | 74.44% | 45.61% |
| Operating margin | 43.42% | — |
| Net margin | 31.86% | 17.12% |
| 52-week high | $546.88 | $18.98 |
| 52-week low | $402.28 | $11.20 |
| Distance from 52-week high | -17.78% | -17.91% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +24.52% | +20.47% |
| Average volume | 791.99K | 85.63M |
| Shares outstanding | 173.18M | 3.81B |
| Employees | 16,000 | — |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NU has outperformed MCO by 10.9 percentage points over the past year.
- Moody's trades at a higher earnings multiple (28.5x vs 21.3x trailing P/E).
- Moody's is more profitable, keeping 31.9 cents of every revenue dollar as net income versus 17.1 cents for Nu.
- Nu grew revenue faster in its latest fiscal year (+43.44% vs +8.89%).
About Moody's
MCO stock →Moody's Corporation, together with its subsidiaries, operates as an integrated risk assessment firm in the United States, the rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Moody's Analytics (MA) and Moody's Investors Service (MIS).
Finance · Finance: Consumer Services · 16,000 employees
About Nu
NU stock →Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Finance · Finance: Consumer Services
MCO vs NU FAQ
Which is bigger, Moody's or Nu?
Moody's (MCO) is larger, with a market capitalization of $77.87B compared with $75.26B for Nu (NU).
Which stock has performed better over the past year, MCO or NU?
NU returned +2.97% over the past 12 months, compared with -7.94% for MCO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MCO or NU?
NU has the lower trailing P/E at 21.3, versus 28.5 for MCO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Moody's or Nu?
Moody's pays a dividend yielding 0.88%, while Nu does not currently pay a regular dividend.
Are Moody's and Nu in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.