Circle Internet Group (CRCL) vs TransUnion (TRU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TransUnion (TRU) has outperformed Circle Internet Group (CRCL) over the past year, losing 17.7% versus a loss of 45.6%. Circle Internet Group is the larger company by market cap ($20.52 billion vs $12.38 billion), about 1.7 times the size. On valuation, TransUnion trades at a lower forward P/E (11.6x vs 57.2x for Circle Internet Group).
TransUnion pays a dividend yielding 0.37%, while Circle Internet Group does not currently pay one. TransUnion converts more of its revenue into profit, with a net margin of 10.0% versus -2.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CRCL | TRU |
|---|---|---|
| Share price | $80.84 | $64.59 |
| Market cap | $20.52B | $12.38B |
| 1-day change | 0.00% | +2.82% |
| YTD return | +1.94% | -26.74% |
| 1-year return | -45.64% | -17.72% |
| 5-year return | — | -45.74% |
| P/E ratio (TTM) | 55.37 | 17.04 |
| Forward P/E | 57.25 | 11.65 |
| EPS (TTM) | $1.46 | $3.79 |
| Dividend yield | 0.00% | 0.37% |
| Annual dividend | $0.00 | $0.24 |
| Revenue (latest FY) | $2.75B | $4.58B |
| Revenue growth (YoY) | +63.86% | +9.38% |
| Net income (latest FY) | $-69.51M | $455.40M |
| Operating margin | -3.51% | 18.74% |
| Net margin | -2.53% | 9.95% |
| 52-week high | $159.47 | $89.12 |
| 52-week low | $49.90 | $60.96 |
| Distance from 52-week high | -49.31% | -27.52% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +30.58% | +44.73% |
| Average volume | 13.75M | 2.33M |
| Shares outstanding | 234.69M | 191.60M |
| Employees | 1,100 | 13,000 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TRU has outperformed CRCL by 27.9 percentage points over the past year.
- Circle Internet Group trades at a higher earnings multiple (55.4x vs 17.0x trailing P/E).
- TransUnion is more profitable, keeping 10.0 cents of every revenue dollar as net income versus -2.5 cents for Circle Internet Group.
- Circle Internet Group grew revenue faster in its latest fiscal year (+63.86% vs +9.38%).
About Circle Internet Group
CRCL stock →Circle Internet Group, Inc. operates as a platform, network, and market infrastructure for stablecoin and blockchain applications.
Finance · Finance: Consumer Services · 1,100 employees
About TransUnion
TRU stock →TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S.
Finance · Finance: Consumer Services · 13,000 employees
CRCL vs TRU FAQ
Which is bigger, Circle Internet Group or TransUnion?
Circle Internet Group (CRCL) is larger, with a market capitalization of $20.52B compared with $12.38B for TransUnion (TRU).
Which stock has performed better over the past year, CRCL or TRU?
TRU returned -17.72% over the past 12 months, compared with -45.64% for CRCL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CRCL or TRU?
TRU has the lower trailing P/E at 17.0, versus 55.4 for CRCL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Circle Internet Group or TransUnion?
TransUnion pays a dividend yielding 0.37%, while Circle Internet Group does not currently pay a regular dividend.
Are Circle Internet Group and TransUnion in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.