CTO Realty Growth (CTO) vs MFA Financial (MFA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
CTO Realty Growth (CTO) has outperformed MFA Financial (MFA) over the past year, gaining 32.6% versus a loss of 20.3%. Over five years, CTO leads with a +14.1% price change compared with -61.6% for MFA. CTO Realty Growth is the larger company by market cap ($762.8 million vs $722.8 million), about 1.1 times the size.
On valuation, MFA Financial trades at a lower forward P/E (5.2x vs 32.8x for CTO Realty Growth). MFA Financial offers the higher dividend yield (20.14% vs 7.47%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CTO | MFA |
|---|---|---|
| Share price | $20.35 | $7.15 |
| Market cap | $762.83M | $722.78M |
| 1-day change | -0.88% | -1.79% |
| YTD return | +10.54% | -23.20% |
| 1-year return | +32.57% | -20.29% |
| 5-year return | +14.09% | -61.56% |
| P/E ratio (TTM) | 14.85 | 7.08 |
| Forward P/E | 32.82 | 5.15 |
| EPS (TTM) | $1.37 | $1.01 |
| Dividend yield | 7.47% | 20.14% |
| Annual dividend | $1.52 | $1.44 |
| 52-week high | $22.71 | $10.43 |
| 52-week low | $15.25 | $7.11 |
| Distance from 52-week high | -10.39% | -31.45% |
| Average volume | 368.13K | 1.62M |
| Shares outstanding | 37.49M | 101.09M |
| Sector | Real Estate | Real Estate |
| Industry | Real Estate Investment Trusts | Real Estate Investment Trusts |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CTO has outperformed MFA by 52.9 percentage points over the past year.
- CTO Realty Growth trades at a higher earnings multiple (14.9x vs 7.1x trailing P/E).
- MFA Financial offers a meaningfully higher dividend yield (20.14% vs 7.47%).
CTO vs MFA FAQ
Which is bigger, CTO Realty Growth or MFA Financial?
CTO Realty Growth (CTO) is larger, with a market capitalization of $762.83M compared with $722.78M for MFA Financial (MFA).
Which stock has performed better over the past year, CTO or MFA?
CTO returned +32.57% over the past 12 months, compared with -20.29% for MFA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CTO or MFA?
MFA has the lower trailing P/E at 7.1, versus 14.9 for CTO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CTO Realty Growth or MFA Financial?
MFA Financial has the higher yield at 20.14%, compared with 7.47% for CTO Realty Growth.
Are CTO Realty Growth and MFA Financial in the same industry?
Yes. Both are classified in the Real Estate Investment Trusts industry within the Real Estate sector.