MetaCap

ECB Bancorp (ECBK) vs First Community (FCCO)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.

Summary

ECB Bancorp (ECBK) has outperformed First Community (FCCO) over the past year, gaining 38.9% versus a gain of 18.0%. First Community is the larger company by market cap ($303.3 million vs $184.5 million), about 1.6 times the size. On valuation, First Community trades at a lower trailing P/E (12.0x vs 15.3x for ECB Bancorp).

First Community pays a dividend yielding 2.01%, while ECB Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ECBK+38.86%FCCO+18.03%
+44%+19%-5%
Oct 9, 20251 yearOct 9, 2026
ECBK+51.07%FCCO+76.82%
+95%+31%-34%
Jul 25, 20225 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ECBK versus FCCO key metrics
MetricECBKFCCO
Share price$21.12$32.27
Market cap$184.54M$303.33M
1-day change+1.44%-0.52%
YTD return+21.45%+8.84%
1-year return+38.86%+18.03%
5-year return—+65.91%
P/E ratio (TTM)15.3012.04
Forward P/E—9.72
EPS (TTM)$1.38$2.68
Dividend yield0.00%2.01%
Annual dividend$0.00$0.65
52-week high$21.78$35.74
52-week low$14.83$25.92
Distance from 52-week high-3.03%-9.71%
Analyst consensus—none
Avg. price target upside—+17.23%
Average volume9.06K55.46K
Shares outstanding8.74M9.40M
Employees64298
SectorFinanceFinance
IndustryBanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ECBK has outperformed FCCO by 20.8 percentage points over the past year.
  • ECB Bancorp trades at a higher earnings multiple (15.3x vs 12.0x trailing P/E).
  • First Community offers a meaningfully higher dividend yield (2.01% vs 0.00%).

About ECB Bancorp

ECBK stock →

ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services.

Finance · Banks · 64 employees

About First Community

FCCO stock →

First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments.

Finance · Major Banks · 298 employees

ECBK vs FCCO FAQ

Which is bigger, ECB Bancorp or First Community?

First Community (FCCO) is larger, with a market capitalization of $303.33M compared with $184.54M for ECB Bancorp (ECBK).

Which stock has performed better over the past year, ECBK or FCCO?

ECBK returned +38.86% over the past 12 months, compared with +18.03% for FCCO (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ECBK or FCCO?

FCCO has the lower trailing P/E at 12.0, versus 15.3 for ECBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, ECB Bancorp or First Community?

First Community pays a dividend yielding 2.01%, while ECB Bancorp does not currently pay a regular dividend.

Are ECB Bancorp and First Community in the same industry?

Both are in the Finance sector, but in different industries: Banks for ECB Bancorp and Major Banks for First Community.

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