MetaCap

Equity Bancshares (EQBK) vs River City Bank (RCBC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.

Summary

River City Bank (RCBC) has outperformed Equity Bancshares (EQBK) over the past year, gaining 42.1% versus a gain of 14.2%. Over five years, RCBC leads with a +96.4% price change compared with +35.4% for EQBK. Equity Bancshares is the larger company by market cap ($961.7 million vs $769.4 million), about 1.2 times the size.

On valuation, Equity Bancshares trades at a lower forward P/E (8.5x vs 11.0x for River City Bank). Equity Bancshares offers the higher dividend yield (1.54% vs 0.35%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

EQBK+14.21%RCBC+42.07%
+44%+18%-8%
Oct 9, 20251 yearOct 9, 2026
EQBK+34.20%RCBC+98.48%
+105%+30%-46%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

EQBK versus RCBC key metrics
MetricEQBKRCBC
Share price$46.70$54.98
Market cap$961.67M$769.44M
1-day change-1.66%+0.51%
YTD return+4.59%+25.30%
1-year return+14.21%+42.07%
5-year return+35.44%+96.36%
P/E ratio (TTM)27.4711.62
Forward P/E8.5311.04
EPS (TTM)$1.70$4.73
Dividend yield1.54%0.35%
Annual dividend$0.72$0.19
Revenue (latest FY)$210.05M—
Revenue growth (YoY)-6.64%—
Net income (latest FY)$22.73M—
Net margin10.82%—
52-week high$52.27$55.77
52-week low$38.60$38.20
Distance from 52-week high-10.66%-1.42%
Analyst consensusbuybuy
Avg. price target upside+18.39%+1.86%
Average volume111.97K60.12K
Shares outstanding20.59M13.99M
Employees909—
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • RCBC has outperformed EQBK by 27.9 percentage points over the past year.
  • Equity Bancshares trades at a higher earnings multiple (27.5x vs 11.6x trailing P/E).
  • Equity Bancshares offers a meaningfully higher dividend yield (1.54% vs 0.35%).

About Equity Bancshares

EQBK stock →

Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers.

Finance · Major Banks · 909 employees

About River City Bank

RCBC stock →

River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts.

Finance · Major Banks

EQBK vs RCBC FAQ

Which is bigger, Equity Bancshares or River City Bank?

Equity Bancshares (EQBK) is larger, with a market capitalization of $961.67M compared with $769.44M for River City Bank (RCBC).

Which stock has performed better over the past year, EQBK or RCBC?

RCBC returned +42.07% over the past 12 months, compared with +14.21% for EQBK (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, EQBK or RCBC?

RCBC has the lower trailing P/E at 11.6, versus 27.5 for EQBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Equity Bancshares or River City Bank?

Equity Bancshares has the higher yield at 1.54%, compared with 0.35% for River City Bank.

Are Equity Bancshares and River City Bank in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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