Erie Indemnity (ERIE) vs Ryan Specialty (RYAN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Erie Indemnity (ERIE) has outperformed Ryan Specialty (RYAN) over the past year, losing 30.7% versus a loss of 33.5%. Over five years, ERIE leads with a +14.2% price change compared with -0.5% for RYAN. Erie Indemnity is the larger company by market cap ($11.61 billion vs $9.48 billion), about 1.2 times the size, while Ryan Specialty is growing revenue faster (+21.3% vs +7.2%).
On valuation, Ryan Specialty trades at a lower forward P/E (15.2x vs 15.8x for Erie Indemnity). Erie Indemnity offers the higher dividend yield (2.59% vs 1.35%). Erie Indemnity converts more of its revenue into profit, with a net margin of 13.8% versus 2.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ERIE | RYAN |
|---|---|---|
| Share price | $222.04 | $37.01 |
| Market cap | $11.61B | $9.48B |
| 1-day change | -1.99% | -2.06% |
| YTD return | -22.54% | -28.32% |
| 1-year return | -30.71% | -33.47% |
| 5-year return | +14.18% | -0.46% |
| P/E ratio (TTM) | 20.13 | 52.13 |
| Forward P/E | 15.85 | 15.16 |
| EPS (TTM) | $11.03 | $0.71 |
| Dividend yield | 2.59% | 1.35% |
| Annual dividend | $5.75 | $0.50 |
| Revenue (latest FY) | $4.07B | $3.05B |
| Revenue growth (YoY) | +7.17% | +21.28% |
| Net income (latest FY) | $559.34M | $63.40M |
| Operating margin | 17.63% | 16.18% |
| Net margin | 13.75% | 2.08% |
| 52-week high | $330.54 | $58.94 |
| 52-week low | $204.63 | $29.28 |
| Distance from 52-week high | -32.83% | -37.21% |
| Analyst consensus | none | buy |
| Avg. price target upside | — | +35.34% |
| Average volume | 270.03K | 1.97M |
| Shares outstanding | 46.19M | 122.08M |
| Employees | 6,667 | 6,171 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Ryan Specialty trades at a higher earnings multiple (52.1x vs 20.1x trailing P/E).
- Erie Indemnity offers a meaningfully higher dividend yield (2.59% vs 1.35%).
- Erie Indemnity is more profitable, keeping 13.8 cents of every revenue dollar as net income versus 2.1 cents for Ryan Specialty.
- Ryan Specialty grew revenue faster in its latest fiscal year (+21.28% vs +7.17%).
About Erie Indemnity
ERIE stock →Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services.
Finance · Specialty Insurers · 6,667 employees
About Ryan Specialty
RYAN stock →Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, rest of Europe, India, Singapore, and internationally.
Finance · Specialty Insurers · 6,171 employees
ERIE vs RYAN FAQ
Which is bigger, Erie Indemnity or Ryan Specialty?
Erie Indemnity (ERIE) is larger, with a market capitalization of $11.61B compared with $9.48B for Ryan Specialty (RYAN).
Which stock has performed better over the past year, ERIE or RYAN?
ERIE returned -30.71% over the past 12 months, compared with -33.47% for RYAN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ERIE or RYAN?
ERIE has the lower trailing P/E at 20.1, versus 52.1 for RYAN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Erie Indemnity or Ryan Specialty?
Erie Indemnity has the higher yield at 2.59%, compared with 1.35% for Ryan Specialty.
Are Erie Indemnity and Ryan Specialty in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.