Esquire Financial (ESQ) vs VersaBank (VBNK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
VersaBank (VBNK) has outperformed Esquire Financial (ESQ) over the past year, gaining 78.8% versus a gain of 13.6%. Over five years, ESQ leads with a +264.0% price change compared with +86.1% for VBNK. Esquire Financial is the larger company by market cap ($1.43 billion vs $706.2 million), about 2.0 times the size.
On valuation, VersaBank trades at a lower forward P/E (11.1x vs 14.0x for Esquire Financial). Esquire Financial offers the higher dividend yield (0.63% vs 0.11%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ESQ | VBNK |
|---|---|---|
| Share price | $118.35 | $21.78 |
| Market cap | $1.43B | $706.18M |
| 1-day change | +0.25% | -0.36% |
| YTD return | +15.67% | +46.06% |
| 1-year return | +13.57% | +78.76% |
| 5-year return | +264.05% | +86.05% |
| P/E ratio (TTM) | 19.53 | 28.66 |
| Forward P/E | 13.97 | 11.10 |
| EPS (TTM) | $6.06 | $0.76 |
| Dividend yield | 0.63% | 0.11% |
| Annual dividend | $0.75 | $0.025 |
| 52-week high | $134.82 | $25.05 |
| 52-week low | $92.10 | $11.25 |
| Distance from 52-week high | -12.21% | -13.04% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +13.22% | +17.07% |
| Average volume | 167.07K | 124.22K |
| Shares outstanding | 12.10M | 32.42M |
| Employees | 151 | 131 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Esquire Financial is about 2.0 times larger than VersaBank by market value ($1.43B vs $706.18M).
- VBNK has outperformed ESQ by 65.2 percentage points over the past year.
- VersaBank trades at a higher earnings multiple (28.7x vs 19.5x trailing P/E).
About Esquire Financial
ESQ stock →Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States.
Finance · Commercial Banks · 151 employees
About VersaBank
VBNK stock →VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.
Finance · Commercial Banks · 131 employees
ESQ vs VBNK FAQ
Which is bigger, Esquire Financial or VersaBank?
Esquire Financial (ESQ) is larger, with a market capitalization of $1.43B compared with $706.18M for VersaBank (VBNK).
Which stock has performed better over the past year, ESQ or VBNK?
VBNK returned +78.76% over the past 12 months, compared with +13.57% for ESQ (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ESQ or VBNK?
ESQ has the lower trailing P/E at 19.5, versus 28.7 for VBNK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Esquire Financial or VersaBank?
Esquire Financial has the higher yield at 0.63%, compared with 0.11% for VersaBank.
Are Esquire Financial and VersaBank in the same industry?
Yes. Both are classified in the Commercial Banks industry within the Finance sector.