EZCORP (EZPW) vs Jiayin Group (JFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
EZCORP (EZPW) has outperformed Jiayin Group (JFIN) over the past year, gaining 64.5% versus a loss of 88.3%. Over five years, EZPW leads with a +289.6% price change compared with -65.8% for JFIN. EZCORP is the larger company by market cap ($1.96 billion vs $70.4 million), about 27.9 times the size.
On valuation, Jiayin Group trades at a lower forward P/E (0.7x vs 14.4x for EZCORP).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EZPW | JFIN |
|---|---|---|
| Share price | $31.96 | $1.35 |
| Market cap | $1.96B | $70.38M |
| 1-day change | +2.53% | +2.67% |
| YTD return | +60.50% | -77.24% |
| 1-year return | +64.49% | -88.35% |
| 5-year return | +289.63% | -65.80% |
| P/E ratio (TTM) | 16.06 | 2.04 |
| Forward P/E | 14.43 | 0.71 |
| EPS (TTM) | $1.99 | $0.66 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.27B | — |
| Revenue growth (YoY) | +9.70% | — |
| Net income (latest FY) | $109.61M | — |
| Gross margin | 58.55% | — |
| Operating margin | 11.71% | — |
| Net margin | 8.60% | — |
| 52-week high | $37.13 | $11.03 |
| 52-week low | $16.50 | $1.26 |
| Distance from 52-week high | -13.92% | -87.81% |
| Analyst consensus | none | — |
| Avg. price target upside | +27.66% | — |
| Average volume | 890.51K | 53.14K |
| Shares outstanding | 58.47M | 25.33M |
| Employees | 8,500 | 1,155 |
| Sector | Consumer Discretionary | Finance |
| Industry | Other Specialty Stores | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- EZCORP is about 27.9 times larger than Jiayin Group by market value ($1.96B vs $70.38M).
- EZPW has outperformed JFIN by 152.8 percentage points over the past year.
- EZCORP trades at a higher earnings multiple (16.1x vs 2.0x trailing P/E).
- The two companies sit in different sectors: EZCORP in Consumer Discretionary and Jiayin Group in Finance.
About EZCORP
EZPW stock →EZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America.
Consumer Discretionary · Other Specialty Stores · 8,500 employees
About Jiayin Group
JFIN stock →Jiayin Group Inc. provides online consumer finance services in the People's Republic of China.
Finance · Finance: Consumer Services · 1,155 employees
EZPW vs JFIN FAQ
Which is bigger, EZCORP or Jiayin Group?
EZCORP (EZPW) is larger, with a market capitalization of $1.96B compared with $70.38M for Jiayin Group (JFIN).
Which stock has performed better over the past year, EZPW or JFIN?
EZPW returned +64.49% over the past 12 months, compared with -88.35% for JFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EZPW or JFIN?
JFIN has the lower trailing P/E at 2.0, versus 16.1 for EZPW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are EZCORP and Jiayin Group in the same industry?
No. EZCORP is in the Consumer Discretionary sector, while Jiayin Group is in Finance.