First Bancorp (FBNC) vs National Bank (NBHC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Bancorp (FBNC) has outperformed National Bank (NBHC) over the past year, gaining 17.9% versus a loss of 0.7%. Over five years, FBNC leads with a +30.2% price change compared with -7.8% for NBHC. First Bancorp is the larger company by market cap ($2.47 billion vs $1.69 billion), about 1.5 times the size, while National Bank is growing revenue faster (+2.9% vs -3.6%).
On valuation, National Bank trades at a lower forward P/E (9.7x vs 11.9x for First Bancorp). National Bank offers the higher dividend yield (3.33% vs 1.57%). National Bank converts more of its revenue into profit, with a net margin of 232.6% versus 164.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FBNC | NBHC |
|---|---|---|
| Share price | $59.73 | $38.18 |
| Market cap | $2.47B | $1.69B |
| 1-day change | +1.37% | +1.27% |
| YTD return | +17.60% | +0.45% |
| 1-year return | +17.88% | -0.70% |
| 5-year return | +30.19% | -7.76% |
| P/E ratio (TTM) | 18.55 | 16.04 |
| Forward P/E | 11.85 | 9.67 |
| EPS (TTM) | $3.22 | $2.38 |
| Dividend yield | 1.57% | 3.33% |
| Annual dividend | $0.94 | $1.27 |
| Revenue (latest FY) | $67.62M | $47.10M |
| Revenue growth (YoY) | -3.57% | +2.86% |
| Net income (latest FY) | $111.05M | $109.57M |
| Net margin | 164.22% | 232.64% |
| 52-week high | $66.78 | $47.28 |
| 52-week low | $45.96 | $35.06 |
| Distance from 52-week high | -10.56% | -19.25% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +15.52% | +17.86% |
| Average volume | 225.31K | 441.49K |
| Shares outstanding | 41.40M | 44.29M |
| Employees | 1,396 | 1,250 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FBNC has outperformed NBHC by 18.6 percentage points over the past year.
- National Bank offers a meaningfully higher dividend yield (3.33% vs 1.57%).
- National Bank is more profitable, keeping 232.6 cents of every revenue dollar as net income versus 164.2 cents for First Bancorp.
- National Bank grew revenue faster in its latest fiscal year (+2.86% vs -3.57%).
About First Bancorp
FBNC stock →First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts.
Finance · Major Banks · 1,396 employees
About National Bank
NBHC stock →National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, health savings, and other deposit accounts, including fixed-rate and fixed maturity time deposits.
Finance · Major Banks · 1,250 employees
FBNC vs NBHC FAQ
Which is bigger, First Bancorp or National Bank?
First Bancorp (FBNC) is larger, with a market capitalization of $2.47B compared with $1.69B for National Bank (NBHC).
Which stock has performed better over the past year, FBNC or NBHC?
FBNC returned +17.88% over the past 12 months, compared with -0.70% for NBHC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FBNC or NBHC?
NBHC has the lower trailing P/E at 16.0, versus 18.5 for FBNC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Bancorp or National Bank?
National Bank has the higher yield at 3.33%, compared with 1.57% for First Bancorp.
Are First Bancorp and National Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.