First Community Bankshares (VA) (FCBC) vs VersaBank (VBNK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
VersaBank (VBNK) has outperformed First Community Bankshares (VA) (FCBC) over the past year, gaining 78.8% versus a gain of 40.6%. Over five years, VBNK leads with a +86.1% price change compared with +46.3% for FCBC. First Community Bankshares (VA) is the larger company by market cap ($895.2 million vs $714.5 million), about 1.3 times the size.
On valuation, VersaBank trades at a lower forward P/E (11.2x vs 15.4x for First Community Bankshares (VA)). First Community Bankshares (VA) offers the higher dividend yield (2.66% vs 0.11%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCBC | VBNK |
|---|---|---|
| Share price | $47.34 | $22.04 |
| Market cap | $895.21M | $714.52M |
| 1-day change | -0.57% | +0.81% |
| YTD return | +41.15% | +46.06% |
| 1-year return | +40.65% | +78.76% |
| 5-year return | +46.27% | +86.05% |
| P/E ratio (TTM) | 14.93 | 29.00 |
| Forward P/E | 15.42 | 11.23 |
| EPS (TTM) | $3.17 | $0.76 |
| Dividend yield | 2.66% | 0.11% |
| Annual dividend | $1.26 | $0.025 |
| 52-week high | $50.17 | $25.05 |
| 52-week low | $31.21 | $11.25 |
| Distance from 52-week high | -5.64% | -12.02% |
| Analyst consensus | none | buy |
| Avg. price target upside | +5.62% | +15.70% |
| Average volume | 89.95K | 124.22K |
| Shares outstanding | 18.91M | 32.42M |
| Employees | 614 | 131 |
| Sector | Finance | Finance |
| Industry | Major Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VBNK has outperformed FCBC by 38.1 percentage points over the past year.
- VersaBank trades at a higher earnings multiple (29.0x vs 14.9x trailing P/E).
- First Community Bankshares (VA) offers a meaningfully higher dividend yield (2.66% vs 0.11%).
About First Community Bankshares (VA)
FCBC stock →First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services.
Finance · Major Banks · 614 employees
About VersaBank
VBNK stock →VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.
Finance · Commercial Banks · 131 employees
FCBC vs VBNK FAQ
Which is bigger, First Community Bankshares (VA) or VersaBank?
First Community Bankshares (VA) (FCBC) is larger, with a market capitalization of $895.21M compared with $714.52M for VersaBank (VBNK).
Which stock has performed better over the past year, FCBC or VBNK?
VBNK returned +78.76% over the past 12 months, compared with +40.65% for FCBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCBC or VBNK?
FCBC has the lower trailing P/E at 14.9, versus 29.0 for VBNK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Community Bankshares (VA) or VersaBank?
First Community Bankshares (VA) has the higher yield at 2.66%, compared with 0.11% for VersaBank.
Are First Community Bankshares (VA) and VersaBank in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for First Community Bankshares (VA) and Commercial Banks for VersaBank.