First Carolina Financial Services (FCBM) vs First Bancorp (ME) (FNLC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Carolina Financial Services is the larger company by market cap ($397.7 million vs $377.3 million), about 1.1 times the size. On valuation, First Bancorp (ME) trades at a lower trailing P/E (9.9x vs 23.7x for First Carolina Financial Services). First Bancorp (ME) pays a dividend yielding 4.46%, while First Carolina Financial Services does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCBM | FNLC |
|---|---|---|
| Share price | $12.80 | $33.44 |
| Market cap | $397.68M | $377.28M |
| 1-day change | +0.95% | +0.39% |
| YTD return | — | +26.48% |
| 1-year return | — | +33.60% |
| 5-year return | — | +13.20% |
| P/E ratio (TTM) | 23.70 | 9.92 |
| Forward P/E | 9.37 | — |
| EPS (TTM) | $0.54 | $3.37 |
| Dividend yield | 0.00% | 4.46% |
| Annual dividend | $0.00 | $1.49 |
| 52-week high | $13.40 | $36.30 |
| 52-week low | $12.17 | $24.08 |
| Distance from 52-week high | -4.48% | -7.88% |
| Analyst consensus | buy | — |
| Avg. price target upside | +14.61% | — |
| Average volume | 146.56K | 33.78K |
| Shares outstanding | 31.07M | 11.28M |
| Employees | 269 | 278 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Carolina Financial Services trades at a higher earnings multiple (23.7x vs 9.9x trailing P/E).
- First Bancorp (ME) offers a meaningfully higher dividend yield (4.46% vs 0.00%).
About First Carolina Financial Services
FCBM stock →First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States.
Finance · Major Banks · 269 employees
About First Bancorp (ME)
FNLC stock →The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers.
Finance · Major Banks · 278 employees
FCBM vs FNLC FAQ
Which is bigger, First Carolina Financial Services or First Bancorp (ME)?
First Carolina Financial Services (FCBM) is larger, with a market capitalization of $397.68M compared with $377.28M for First Bancorp (ME) (FNLC).
Which has the lower P/E ratio, FCBM or FNLC?
FNLC has the lower trailing P/E at 9.9, versus 23.7 for FCBM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Carolina Financial Services or First Bancorp (ME)?
First Bancorp (ME) pays a dividend yielding 4.46%, while First Carolina Financial Services does not currently pay a regular dividend.
Are First Carolina Financial Services and First Bancorp (ME) in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.