First Community (FCCO) vs Norwood Financial (NWFL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Norwood Financial (NWFL) has outperformed First Community (FCCO) over the past year, gaining 33.3% versus a gain of 18.0%. Over five years, FCCO leads with a +65.9% price change compared with +30.8% for NWFL. Norwood Financial is the larger company by market cap ($365.5 million vs $303.3 million), about 1.2 times the size.
On valuation, Norwood Financial trades at a lower forward P/E (8.7x vs 9.7x for First Community). Norwood Financial offers the higher dividend yield (3.79% vs 2.01%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCCO | NWFL |
|---|---|---|
| Share price | $32.27 | $33.53 |
| Market cap | $303.33M | $365.55M |
| 1-day change | -0.52% | -1.00% |
| YTD return | +8.84% | +19.54% |
| 1-year return | +18.03% | +33.27% |
| 5-year return | +65.91% | +30.82% |
| P/E ratio (TTM) | 12.04 | 11.60 |
| Forward P/E | 9.72 | 8.65 |
| EPS (TTM) | $2.68 | $2.89 |
| Dividend yield | 2.01% | 3.79% |
| Annual dividend | $0.65 | $1.27 |
| 52-week high | $35.74 | $35.48 |
| 52-week low | $25.92 | $23.82 |
| Distance from 52-week high | -9.71% | -5.50% |
| Analyst consensus | none | none |
| Avg. price target upside | +17.23% | +8.86% |
| Average volume | 55.60K | 34.79K |
| Shares outstanding | 9.40M | 10.90M |
| Employees | 298 | 275 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NWFL has outperformed FCCO by 15.2 percentage points over the past year.
- Norwood Financial offers a meaningfully higher dividend yield (3.79% vs 2.01%).
About First Community
FCCO stock →First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments.
Finance · Major Banks · 298 employees
About Norwood Financial
NWFL stock →Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States.
Finance · Major Banks · 275 employees
FCCO vs NWFL FAQ
Which is bigger, First Community or Norwood Financial?
Norwood Financial (NWFL) is larger, with a market capitalization of $365.55M compared with $303.33M for First Community (FCCO).
Which stock has performed better over the past year, FCCO or NWFL?
NWFL returned +33.27% over the past 12 months, compared with +18.03% for FCCO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCCO or NWFL?
NWFL has the lower trailing P/E at 11.6, versus 12.0 for FCCO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Community or Norwood Financial?
Norwood Financial has the higher yield at 3.79%, compared with 2.01% for First Community.
Are First Community and Norwood Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.