Fidelity D & D Bancorp (FDBC) vs Franklin Financial Services (FRAF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Franklin Financial Services (FRAF) has outperformed Fidelity D & D Bancorp (FDBC) over the past year, gaining 37.6% versus a gain of 27.0%. Over five years, FRAF leads with a +94.8% price change compared with +7.8% for FDBC. Fidelity D & D Bancorp is the larger company by market cap ($317.9 million vs $281.7 million), about 1.1 times the size.
On valuation, Fidelity D & D Bancorp trades at a lower trailing P/E (10.4x vs 11.4x for Franklin Financial Services). Fidelity D & D Bancorp offers the higher dividend yield (3.09% vs 2.12%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FDBC | FRAF |
|---|---|---|
| Share price | $54.73 | $62.60 |
| Market cap | $317.90M | $281.67M |
| 1-day change | -3.37% | -1.14% |
| YTD return | +25.73% | +24.70% |
| 1-year return | +27.04% | +37.58% |
| 5-year return | +7.78% | +94.83% |
| P/E ratio (TTM) | 10.40 | 11.42 |
| Forward P/E | — | 9.50 |
| EPS (TTM) | $5.26 | $5.48 |
| Dividend yield | 3.09% | 2.12% |
| Annual dividend | $1.69 | $1.33 |
| 52-week high | $56.90 | $65.41 |
| 52-week low | $39.87 | $43.47 |
| Distance from 52-week high | -3.81% | -4.30% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +8.63% |
| Average volume | 11.62K | 37.12K |
| Shares outstanding | 5.81M | 4.50M |
| Employees | 298 | — |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FRAF has outperformed FDBC by 10.5 percentage points over the past year.
About Fidelity D & D Bancorp
FDBC stock →Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers.
Financial Services · Banks - Regional · 298 employees
About Franklin Financial Services
FRAF stock →Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides banking services to businesses, individuals, and governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits.
Financial Services · Banks - Regional
FDBC vs FRAF FAQ
Which is bigger, Fidelity D & D Bancorp or Franklin Financial Services?
Fidelity D & D Bancorp (FDBC) is larger, with a market capitalization of $317.90M compared with $281.67M for Franklin Financial Services (FRAF).
Which stock has performed better over the past year, FDBC or FRAF?
FRAF returned +37.58% over the past 12 months, compared with +27.04% for FDBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FDBC or FRAF?
FDBC has the lower trailing P/E at 10.4, versus 11.4 for FRAF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Fidelity D & D Bancorp or Franklin Financial Services?
Fidelity D & D Bancorp has the higher yield at 3.09%, compared with 2.12% for Franklin Financial Services.
Are Fidelity D & D Bancorp and Franklin Financial Services in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.