Finance of America Companies (FOA) vs Regional Management (RM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Regional Management (RM) has outperformed Finance of America Companies (FOA) over the past year, losing 12.5% versus a loss of 41.0%. Over five years, RM leads with a -42.6% price change compared with -72.8% for FOA. Regional Management is the larger company by market cap ($306.9 million vs $224.1 million), about 1.4 times the size.
On valuation, Finance of America Companies trades at a lower forward P/E (2.5x vs 5.6x for Regional Management). Regional Management pays a dividend yielding 3.61%, while Finance of America Companies does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FOA | RM |
|---|---|---|
| Share price | $12.95 | $33.27 |
| Market cap | $224.12M | $306.90M |
| 1-day change | -0.50% | +0.32% |
| YTD return | -46.43% | -14.32% |
| 1-year return | -41.05% | -12.52% |
| 5-year return | -72.75% | -42.61% |
| P/E ratio (TTM) | — | 7.00 |
| Forward P/E | 2.53 | 5.65 |
| EPS (TTM) | $-2.11 | $4.75 |
| Dividend yield | 0.00% | 3.61% |
| Annual dividend | $0.00 | $1.20 |
| 52-week high | $29.79 | $44.30 |
| 52-week low | $12.15 | $29.89 |
| Distance from 52-week high | -56.53% | -24.91% |
| Analyst consensus | none | none |
| Avg. price target upside | +139.38% | +31.76% |
| Average volume | 61.66K | 88.37K |
| Shares outstanding | 9.22M | 9.23M |
| Employees | 782 | 2,112 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RM has outperformed FOA by 28.5 percentage points over the past year.
- Regional Management offers a meaningfully higher dividend yield (3.61% vs 0.00%).
About Finance of America Companies
FOA stock →Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States.
Finance · Finance: Consumer Services · 782 employees
About Regional Management
RM stock →Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products.
Finance · Finance: Consumer Services · 2,112 employees
FOA vs RM FAQ
Which is bigger, Finance of America Companies or Regional Management?
Regional Management (RM) is larger, with a market capitalization of $306.90M compared with $224.12M for Finance of America Companies (FOA).
Which stock has performed better over the past year, FOA or RM?
RM returned -12.52% over the past 12 months, compared with -41.05% for FOA (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Finance of America Companies or Regional Management?
Regional Management pays a dividend yielding 3.61%, while Finance of America Companies does not currently pay a regular dividend.
Are Finance of America Companies and Regional Management in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.