Franklin Financial Services (FRAF) vs QNB (QNBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Franklin Financial Services (FRAF) has outperformed QNB (QNBC) over the past year, gaining 39.1% versus a gain of 28.0%. Over five years, FRAF leads with a +97.5% price change compared with +26.1% for QNBC. Franklin Financial Services is the larger company by market cap ($285.5 million vs $282.0 million), about 1.0 times the size.
On valuation, Franklin Financial Services trades at a lower trailing P/E (11.6x vs 13.6x for QNB). QNB offers the higher dividend yield (3.39% vs 2.10%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FRAF | QNBC |
|---|---|---|
| Share price | $63.46 | $45.41 |
| Market cap | $285.54M | $281.96M |
| 1-day change | -0.14% | -0.33% |
| YTD return | +26.41% | +29.85% |
| 1-year return | +39.08% | +27.99% |
| 5-year return | +97.51% | +26.14% |
| P/E ratio (TTM) | 11.58 | 13.56 |
| Forward P/E | 9.63 | — |
| EPS (TTM) | $5.48 | $3.35 |
| Dividend yield | 2.10% | 3.39% |
| Annual dividend | $1.33 | $1.54 |
| 52-week high | $65.41 | $46.00 |
| 52-week low | $43.47 | $34.00 |
| Distance from 52-week high | -2.98% | -1.28% |
| Analyst consensus | none | — |
| Avg. price target upside | +7.15% | — |
| Average volume | 36.78K | 9.95K |
| Shares outstanding | 4.50M | 6.21M |
| Employees | — | 191 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FRAF has outperformed QNBC by 11.1 percentage points over the past year.
- QNB offers a meaningfully higher dividend yield (3.39% vs 2.10%).
About Franklin Financial Services
FRAF stock →Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides banking services to businesses, individuals, and governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits.
Financial Services · Banks - Regional
About QNB
QNBC stock →QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States.
Financial Services · Banks - Regional · 191 employees
FRAF vs QNBC FAQ
Which is bigger, Franklin Financial Services or QNB?
Franklin Financial Services (FRAF) is larger, with a market capitalization of $285.54M compared with $281.96M for QNB (QNBC).
Which stock has performed better over the past year, FRAF or QNBC?
FRAF returned +39.08% over the past 12 months, compared with +27.99% for QNBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FRAF or QNBC?
FRAF has the lower trailing P/E at 11.6, versus 13.6 for QNBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Franklin Financial Services or QNB?
QNB has the higher yield at 3.39%, compared with 2.10% for Franklin Financial Services.
Are Franklin Financial Services and QNB in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.