Freedom (FRHC) vs XP (XP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
XP (XP) has outperformed Freedom (FRHC) over the past year, gaining 79.4% versus a gain of 2.7%. Over five years, FRHC leads with a +176.1% price change compared with -19.6% for XP. XP is the larger company by market cap ($14.98 billion vs $11.15 billion), about 1.3 times the size.
On valuation, XP trades at a lower forward P/E (11.9x vs 38.8x for Freedom). XP pays a dividend yielding 6.87%, while Freedom does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FRHC | XP |
|---|---|---|
| Share price | $174.75 | $29.53 |
| Market cap | $11.15B | $14.98B |
| 1-day change | +0.51% | -0.67% |
| YTD return | +43.61% | +80.39% |
| 1-year return | +2.73% | +79.40% |
| 5-year return | +176.07% | -19.56% |
| P/E ratio (TTM) | 69.07 | 15.54 |
| Forward P/E | 38.83 | 11.95 |
| EPS (TTM) | $2.53 | $1.90 |
| Dividend yield | 0.00% | 6.87% |
| Annual dividend | $0.00 | $2.03 |
| Revenue (latest FY) | $2.19B | — |
| Revenue growth (YoY) | +9.34% | — |
| Net income (latest FY) | $153.33M | — |
| Gross margin | 96.37% | — |
| Net margin | 7.00% | — |
| 52-week high | $178.00 | $30.22 |
| 52-week low | $107.98 | $14.80 |
| Distance from 52-week high | -1.83% | -2.27% |
| Analyst consensus | — | strong_buy |
| Avg. price target upside | — | -13.88% |
| Average volume | 114.19K | 6.75M |
| Shares outstanding | 63.79M | 405.69M |
| Employees | 12,100 | — |
| Sector | Financial Services | Finance |
| Industry | Financial Conglomerates | Investment Bankers/Brokers/Service |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- XP has outperformed FRHC by 76.7 percentage points over the past year.
- Freedom trades at a higher earnings multiple (69.1x vs 15.5x trailing P/E).
- XP offers a meaningfully higher dividend yield (6.87% vs 0.00%).
- The two companies sit in different sectors: Freedom in Financial Services and XP in Finance.
About Freedom
FRHC stock →Freedom Holding Corp., through its subsidiaries, provides securities brokerage, securities dealing, market making, investment research, investment counseling, retail and commercial banking, and insurance products. It operates through four segments: Brokerage, Banking, Insurance, and Other.
Financial Services · Financial Conglomerates · 12,100 employees
About XP
XP stock →XP Inc. engages in the provision of financial products and services in Brazil.
Finance · Investment Bankers/Brokers/Service
FRHC vs XP FAQ
Which is bigger, Freedom or XP?
XP (XP) is larger, with a market capitalization of $14.98B compared with $11.15B for Freedom (FRHC).
Which stock has performed better over the past year, FRHC or XP?
XP returned +79.40% over the past 12 months, compared with +2.73% for FRHC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FRHC or XP?
XP has the lower trailing P/E at 15.5, versus 69.1 for FRHC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Freedom or XP?
XP pays a dividend yielding 6.87%, while Freedom does not currently pay a regular dividend.
Are Freedom and XP in the same industry?
No. Freedom is in the Financial Services sector, while XP is in Finance.