German American Bancorp (GABC) vs S&T Bancorp (STBA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
S&T Bancorp (STBA) has outperformed German American Bancorp (GABC) over the past year, gaining 29.8% versus a gain of 24.4%. Over five years, STBA leads with a +59.8% price change compared with +24.5% for GABC. German American Bancorp is the larger company by market cap ($1.82 billion vs $1.71 billion), about 1.1 times the size.
On valuation, German American Bancorp trades at a lower forward P/E (11.7x vs 12.1x for S&T Bancorp). German American Bancorp offers the higher dividend yield (2.52% vs 1.49%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GABC | STBA |
|---|---|---|
| Share price | $48.41 | $48.38 |
| Market cap | $1.82B | $1.71B |
| 1-day change | -1.32% | -0.88% |
| YTD return | +23.56% | +22.95% |
| 1-year return | +24.35% | +29.81% |
| 5-year return | +24.51% | +59.78% |
| P/E ratio (TTM) | 12.91 | 12.87 |
| Forward P/E | 11.74 | 12.09 |
| EPS (TTM) | $3.75 | $3.76 |
| Dividend yield | 2.52% | 1.49% |
| Annual dividend | $1.22 | $0.72 |
| 52-week high | $52.23 | $53.50 |
| 52-week low | $37.19 | $34.38 |
| Distance from 52-week high | -7.31% | -9.57% |
| Analyst consensus | none | hold |
| Avg. price target upside | +16.09% | +10.23% |
| Average volume | 141.47K | 268.60K |
| Shares outstanding | 37.58M | 35.27M |
| Employees | 984 | 1,209 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- German American Bancorp offers a meaningfully higher dividend yield (2.52% vs 1.49%).
About German American Bancorp
GABC stock →German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services.
Finance · Major Banks · 984 employees
About S&T Bancorp
STBA stock →S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio.
Finance · Major Banks · 1,209 employees
GABC vs STBA FAQ
Which is bigger, German American Bancorp or S&T Bancorp?
German American Bancorp (GABC) is larger, with a market capitalization of $1.82B compared with $1.71B for S&T Bancorp (STBA).
Which stock has performed better over the past year, GABC or STBA?
STBA returned +29.81% over the past 12 months, compared with +24.35% for GABC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GABC or STBA?
STBA has the lower trailing P/E at 12.9, versus 12.9 for GABC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, German American Bancorp or S&T Bancorp?
German American Bancorp has the higher yield at 2.52%, compared with 1.49% for S&T Bancorp.
Are German American Bancorp and S&T Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.