Golub Capital BDC (GBDC) vs PennyMac Financial Services (PFSI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Golub Capital BDC (GBDC) has outperformed PennyMac Financial Services (PFSI) over the past year, losing 10.2% versus a loss of 47.8%. Over five years, PFSI leads with a -7.5% price change compared with -23.4% for GBDC. Golub Capital BDC is the larger company by market cap ($3.14 billion vs $3.11 billion), about 1.0 times the size.
On valuation, PennyMac Financial Services trades at a lower forward P/E (5.7x vs 9.5x for Golub Capital BDC). Golub Capital BDC offers the higher dividend yield (11.90% vs 2.00%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GBDC | PFSI |
|---|---|---|
| Share price | $12.10 | $59.90 |
| Market cap | $3.14B | $3.11B |
| 1-day change | -0.90% | -2.35% |
| YTD return | -10.02% | -53.47% |
| 1-year return | -10.22% | -47.80% |
| 5-year return | -23.40% | -7.51% |
| P/E ratio (TTM) | 18.33 | 8.24 |
| Forward P/E | 9.53 | 5.68 |
| EPS (TTM) | $0.66 | $7.27 |
| Dividend yield | 11.90% | 2.00% |
| Annual dividend | $1.44 | $1.20 |
| Revenue (latest FY) | — | $20.11M |
| Revenue growth (YoY) | — | -25.16% |
| Net income (latest FY) | $376.65M | $501.08M |
| Net margin | — | 2491.93% |
| 52-week high | $14.41 | $160.36 |
| 52-week low | $11.77 | $59.13 |
| Distance from 52-week high | -16.03% | -62.65% |
| Analyst consensus | none | buy |
| Avg. price target upside | +12.64% | +47.86% |
| Average volume | 1.26M | 592.61K |
| Shares outstanding | 259.65M | 51.95M |
| Employees | — | 5,543 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- GBDC has outperformed PFSI by 37.6 percentage points over the past year.
- Golub Capital BDC trades at a higher earnings multiple (18.3x vs 8.2x trailing P/E).
- Golub Capital BDC offers a meaningfully higher dividend yield (11.90% vs 2.00%).
About Golub Capital BDC
GBDC stock →Golub Capital BDC, Inc. (GBDC) is a Private Debt, business development company and operates as an externally managed closed-end non-diversified management investment company.
Finance · Finance: Consumer Services
About PennyMac Financial Services
PFSI stock →PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing.
Finance · Finance: Consumer Services · 5,543 employees
GBDC vs PFSI FAQ
Which is bigger, Golub Capital BDC or PennyMac Financial Services?
Golub Capital BDC (GBDC) is larger, with a market capitalization of $3.14B compared with $3.11B for PennyMac Financial Services (PFSI).
Which stock has performed better over the past year, GBDC or PFSI?
GBDC returned -10.22% over the past 12 months, compared with -47.80% for PFSI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GBDC or PFSI?
PFSI has the lower trailing P/E at 8.2, versus 18.3 for GBDC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Golub Capital BDC or PennyMac Financial Services?
Golub Capital BDC has the higher yield at 11.90%, compared with 2.00% for PennyMac Financial Services.
Are Golub Capital BDC and PennyMac Financial Services in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.