Green Dot (GDOT) vs Navient (NAVI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Green Dot (GDOT) has outperformed Navient (NAVI) over the past year, gaining 1.7% versus a loss of 25.5%. Over five years, NAVI leads with a -53.6% price change compared with -72.0% for GDOT. Navient is the larger company by market cap ($869.4 million vs $722.6 million), about 1.2 times the size.
On valuation, Green Dot trades at a lower forward P/E (8.5x vs 9.5x for Navient). Navient pays a dividend yielding 6.90%, while Green Dot does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GDOT | NAVI |
|---|---|---|
| Share price | $12.68 | $9.27 |
| Market cap | $722.57M | $869.38M |
| 1-day change | +2.18% | 0.00% |
| YTD return | -1.01% | -28.69% |
| 1-year return | +1.68% | -25.48% |
| 5-year return | -71.97% | -53.60% |
| Forward P/E | 8.45 | 9.53 |
| EPS (TTM) | $-0.51 | $-0.49 |
| Dividend yield | 0.00% | 6.90% |
| Annual dividend | $0.00 | $0.64 |
| 52-week high | $13.75 | $13.48 |
| 52-week low | $10.10 | $7.33 |
| Distance from 52-week high | -7.78% | -31.23% |
| Analyst consensus | none | hold |
| Avg. price target upside | +27.21% | -3.67% |
| Average volume | 364.91K | 1.23M |
| Shares outstanding | 56.99M | 93.78M |
| Employees | 900 | 670 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Investment Bankers/Brokers/Service |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- GDOT has outperformed NAVI by 27.2 percentage points over the past year.
- Navient offers a meaningfully higher dividend yield (6.90% vs 0.00%).
About Green Dot
GDOT stock →Green Dot Corporation, a financial technology and registered bank holding company, provides various financial services to consumers and businesses in the United States. The company operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services.
Finance · Finance: Consumer Services · 900 employees
About Navient
NAVI stock →Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending.
Finance · Investment Bankers/Brokers/Service · 670 employees
GDOT vs NAVI FAQ
Which is bigger, Green Dot or Navient?
Navient (NAVI) is larger, with a market capitalization of $869.38M compared with $722.57M for Green Dot (GDOT).
Which stock has performed better over the past year, GDOT or NAVI?
GDOT returned +1.68% over the past 12 months, compared with -25.48% for NAVI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Green Dot or Navient?
Navient pays a dividend yielding 6.90%, while Green Dot does not currently pay a regular dividend.
Are Green Dot and Navient in the same industry?
Both are in the Finance sector, but in different industries: Finance: Consumer Services for Green Dot and Investment Bankers/Brokers/Service for Navient.